Diwali Holidays for Banks in India (2026 Guide)
Banks in India remain closed on Diwali, but the exact holiday date depends on your state and local government notification.
Quick Summary
- Occasion: Diwali (Lakshmi Puja / Deepavali)
- Bank status: Closed (in most states)
- Applies to: Public sector & private banks
- Online services: Available 24×7
Are Banks Closed on Diwali?
Yes. Most banks remain closed on Diwali, as it is listed under state-wise bank holidays declared by the RBI.
However:
- The holiday date may differ between states
- Some states observe Lakshmi Puja day, others Deepavali day
- In a few regions, banks may be closed for one or two days
Why Diwali Bank Holidays Vary by State
Bank holidays in India are decided based on:
- State government notifications
- Local religious observances
- Regional naming (Diwali / Deepavali / Kali Puja)
That’s why banks may be closed on different Diwali-related days across states.
What Banking Services Work on Diwali?
Even if branches are closed, you can still use:
Available 24×7
- UPI payments
- ATM cash withdrawal
- Mobile banking & net banking
- Balance enquiry & fund transfer (IMPS / UPI)
Not Available
- Branch cash deposit/withdrawal
- Cheque clearing (may be delayed)
- RTGS/NEFT at branch
How to Check Diwali Bank Holiday in Your State
Before visiting a branch:
- Check your bank’s mobile app
- Look at the branch notice board
- Confirm with your local branch
This helps avoid unnecessary visits during the festive period.
FAQs
Q. Are banks closed for 2–3 days during Diwali?
A. In some states, yes. It depends on local holiday notifications.
Q. Do private banks follow Diwali holidays?
A. Yes. Most private banks also observe Diwali holidays.
Q. Are ATMs working on Diwali?
A. Yes, ATMs usually work, but cash availability may vary.
Tips Before Diwali
- Withdraw cash in advance
- Schedule cheque-related work earlier
- Use UPI or net banking for urgent payments
Conclusion
Banks in India are generally closed on Diwali, but the exact holiday date varies by state. While branch services stop for the day, digital banking continues 24×7, making it easy to manage payments during the festive season.
