How to Set Up UPI on City Union Bank Account

How to Set Up UPI on City Union Bank Account

You can set up UPI for your City Union Bank account using the CUB mBanking app or any third-party UPI app like BHIM, PhonePe, or Google Pay. The setup takes a few minutes and requires your CUB debit card details for PIN creation.

Setting Up CUB UPI via CUB mBanking App

1. Download and open the CUB mBanking app
2. Log in with your MPIN
3. Go to the UPI section
4. Tap Add Bank Account and select City Union Bank
5. Your account will be auto-fetched using your registered mobile number
6. Set your UPI PIN by entering your CUB debit card’s last 6 digits and expiry date
7. Enter the OTP sent to your registered mobile to confirm
8. Your UPI ID (typically mobile number@cub or similar) is now active

Setting Up CUB UPI on Third-Party Apps

1. Open PhonePe, Google Pay, BHIM, or Paytm
2. Go to Add New Bank Account
3. Select City Union Bank from the list
4. Verify with OTP sent to your registered mobile
5. Set UPI PIN using your CUB debit card details

Resetting Your CUB UPI PIN

If you forget your UPI PIN, open the UPI section in CUB mBanking, tap Forgot UPI PIN, and re-enter your debit card details to set a new PIN. The same process works in third-party UPI apps.

CUB UPI Transaction Limits

• Per transaction limit: Rs. 1 lakh (standard NPCI limit)
• CUB may set its own daily limits for retail accounts
• UPI Lite is available for small transactions under Rs. 500 without UPI PIN

Frequently Asked Questions

What is the CUB UPI ID format?

Your CUB UPI ID depends on the app used. In CUB mBanking, it is typically your mobile number@cub. In third-party apps, the suffix may differ.

Do I need a CUB debit card to set UPI PIN?

Yes. Your CUB debit card’s last 6 digits and expiry date are required to create or reset your UPI PIN for the first time.

Is UPI free on City Union Bank?

Yes. UPI transactions are free for customers as per NPCI guidelines. There are no per-transaction charges for sending or receiving money via UPI.

Key Takeaways

• CUB UPI can be set up via CUB mBanking or third-party apps like PhonePe and BHIM
• CUB debit card details are needed to create the UPI PIN
• UPI is free for all customers as per NPCI norms
• Standard per-transaction UPI limit is Rs. 1 lakh
• Forgot UPI PIN can be reset anytime using debit card details