Experience secure, full-featured online banking with City Union Bank’s net banking service. Whether you’re managing accounts, transferring funds, paying bills, or investing—CUB’s platform has you covered.
1. What is CUB Net Banking?
CUB Net Banking is City Union Bank’s 24×7 secure online service for personal and corporate customers. Nearly every CUB account type—savings, current, overdraft—is eligible
It provides secure access via SSL encryption and multi-factor security that includes login and transaction passwords, OTPs, and image-based authentication
2. Key Features & Benefits
CUB’s net banking portal includes:
Account & Payment Services
- View account balance, statements, FD/RD & loans
- Fund transfers: IMPS, NEFT, RTGS & intra-bank
- Utility, tax, insurance, and school fee payments
Card & Cheque Management
- Debit/credit card PIN reset, hot-listing
- Stop payments; cheque book requests with status updates
Investments & Deposits
- Open/close FDs or RDs
- Demat account setup
- SIP, Sovereign Gold Bond, and ASBA registration
Government & Tax Services
- Online tax, GST, PFMS, form 15G/H, e‑filing, and Form 26AS
- Government payments including utility bills
Security & Convenience
- Secure SSL encryption, 256-bit
- Change passwords anytime, get login alerts
- Auto-lock after three failed attempts; password validity rules
3. How to Register
(a) Via Branch
- Fill out the net banking form at your CUB branch
- Bank sets up login & transaction passwords and shares them securely
- Access activated via mail/SMS with credentials
(b) Online / Via App
- Use CUB All‑in‑One Mobile App
- Go to ‘Set/Reset MPIN’ → choose ‘I don’t have ATM card’ → fill in details (CIF, DOB, PAN)
- Receive OTP → set MPIN, login & transaction passwords
4. How to Login / Reset Password
Login Steps:
- Visit CUB website → choose Personal Banking → Login
- Enter your User ID and login password
- Validate with OTP
- First login: select security image and welcome message
Forgot Password:
- Click Set/Reset password
- Provide customer ID, branch, CIF, ATM info or DOB/PAN
- Request OTP, set new login + transaction passwords + MPIN
5. Explore Key Services
- Fund Transfer: Add beneficiary, select transfer method (IMPS/NEFT/RTGS), confirm with TPIN/OTP
- Bill Payments: Register utility & service providers via BillPay menu
- Card & Cheque: Manage card PINs, stop payments, request cheque books
- Deposits & Investments: Open FDs/RDs, invest in Demat, ASBA facility
6. Mobile App Integration
Download CUB All‑in‑One App for mobile access:
- Login via net banking credentials or MPIN
- Use biometric login
- Instant Green PIN registration & manage cards
- View balances, transfer funds via UPI, IMPS, NEFT 24×7
Also available: Java-based mobile banking for feature-phone users (balance, mini-statement, transfers)
7. Security & Tips
- All data protected via SSL encryption & multi-factor authentication
- Passwords expire or lock if unused/incorrect; change often
- Always logout after use; never share credentials
- Keep mobile number and email updated for OTPs and alerts
Summary Table
| Feature | Web Portal | Mobile App | Feature Phone |
|---|---|---|---|
| Registration | Branch form or app portal | App “Set/Reset MPIN” | Branch registration |
| Login | User ID + password + OTP | MPIN/credentials + biometric | MPIN via Java app |
| Fund Transfers | IMPS/NEFT/RTGS + TPIN/OTP | UPI + traditional methods | IMPS & mini-statement |
| Card/Cheque Management | PIN reset, chequebook, stop cheque | Card services via app | Limited services |
| Investments & Govt Services | Deposit, Demat, Tax, ASBA | FD/RD investments | — |
| Security | SSL, OTPs, TPIN | MPIN, biometric | OTPs, basic encryption |
FAQs
Q. Is net banking free?
A. Yes—CUB doesn’t charge for net banking access
Q. What’s the daily transfer limit?
A. Defaults may vary (e.g. ₹2 lakh/day); you can increase via portal.
Q. Do I need an ATM card?
A. For branch or web registration, yes. App-based registration supports non-ATM users .
Q. How secure is it?
A. Very secure—256-bit SSL, OTP, image and TPIN protection, and auto-lock features .
