Central Bank of India RTGS Form (2026 Step-by-Step Guide)

If you want to transfer ₹2,00,000 or more through Central Bank of India, you need to fill and submit the RTGS form at the branch (if not using net banking).

Quick Summary

• Form name: Central Bank of India RTGS / NEFT Form
• Minimum RTGS amount: ₹2,00,000
• Mode: Branch form or online banking
• Processing time: Real-time (during RTGS hours)

What Is Central Bank of India RTGS Form?

The RTGS form is a physical request form used to initiate a high-value fund transfer from your Central Bank of India account to another bank account.

The same form is generally used for NEFT and RTGS, with an option to tick RTGS.

Details Required in Central Bank of India RTGS Form

Sender (Remitter) Details

• Account holder name
• Central Bank of India account number
• Branch name
• Mobile number
• Amount in figures and words
• Signature of account holder

Beneficiary Details

• Beneficiary name
• Beneficiary bank name
• Beneficiary branch name
• Beneficiary account number
• IFSC code (mandatory)

Transaction Type

• Select RTGS (not NEFT)

How to Get Central Bank of India RTGS Form

• Available at Central Bank of India branch counter
• Ask for RTGS/NEFT application form

Some branches may also provide the form at the help desk.

How to Submit Central Bank of India RTGS Form (Step-by-Step)

1. Visit your home branch during working hours
2. Collect the RTGS/NEFT form
3. Fill all details clearly (use block letters if possible)
4. Attach cheque or debit authority slip (if required)
5. Submit the form at the cash or service counter
6. Collect the acknowledgement receipt

RTGS is usually credited the same day if submitted within RTGS timings.

Central Bank of India RTGS Timings (Branch)

• Working days: During branch business hours
• Saturdays: 1st & 3rd Saturday
• Closed: Sundays and bank holidays

Online RTGS via net banking may be available 24×7, subject to bank policy.

Charges for Central Bank of India RTGS

RTGS charges may vary depending on:

• Transfer amount
• Branch or online mode

Some accounts may get free RTGS via net banking. Always confirm charges at the branch.

Common Mistakes to Avoid

• Entering wrong IFSC code
• Incorrect beneficiary account number
• Amount below ₹2,00,000
• Signature mismatch

These can cause delay or rejection.

FAQs

• Double-check beneficiary details
• Never share account or OTP details
• Keep the acknowledgement slip until confirmation

Conclusion

The Central Bank of India RTGS form is a simple way to transfer high-value funds through your branch. Fill in accurate details, submit during RTGS hours, and your money is usually credited the same day. For faster transfers, net banking RTGS is the better option.