Manage your finances remotely with CBI Cent Internet Banking—a secure, full-featured online system tailored for both retail and corporate customers.
What is CBI Net Banking?
CBI’s Internet Banking (Cent Internet Banking) lets you perform transactions, check balances, pay bills, open accounts, invest, and more—24×7 from anywhere—without visiting a branch
1. Who Can Use It?
- Retail Customers choose from three access levels:
- View Only
- View + Bill Payments
- Full Transaction Rights (NEFT/RTGS/IMPS)
- Business Users get corporate banking with maker/checker roles, bulk upload, and GST compliance
2. Register for Net Banking
- Download and fill the form from your home branch
- Submit it to enable net banking access
- Go to [Central Bank Internet Banking portal] → use your CIF as User ID
- Enter registered mobile, get OTP, set login password
- Set your transaction password after logging in for the first time
3. Login & Password Reset
- Login Steps:
- Visit Personal Banking → Login
- Enter User ID (CIF), password, captcha → authenticate via OTP
- Forgot Password / User ID:
- Use Generate Online Password, enter CIF and mobile → get OTP → reset login and transaction passwords
4. Key Features on Net Banking
- Account functions: check balance, view/download statements, open accounts
- Fund transfers: NEFT, RTGS, IMPS, CBI-internal transfers
- Bill & Tax payments: including GST, direct & indirect taxes, utility bills
- Deposits: open/close FD/RD, manage existing deposits
- Cheque/Card services: chequebook request, stop payment, hotlist ATM cards
- Locker & nominee services: apply online
- Investments & donations: ASBA IPO, PPF, APY, PMSBY/PMJJBY, e-file ITR, Form 26AS, and dedicated donation portals
5. Mobile App Integration
Download Cent Mobile (Android/iOS)—link it with your net banking to access:
- Balances, mini-statements, fund transfers (NEFT/IMPS)
- Cheque and card controls
- FD/RD applications, e-passbook, UPI, locker requests, and more
6. Security Measures
- Uses 256-bit SSL encryption, CAPTCHA, virtual keyboard, OTP, GRID Card/email validation
- Supports two-factor authentication (OTP / digital signature / virtual grid)
- Implemented transaction limits, auto-lock after 3 wrong attempts, and beneficiary cooling period (~4 hours)
- Sends SMS alerts and phishing prevention tips at login screens
7. Summary Table
| Step | How to Do It |
|---|---|
| Register | Form at branch → CIF + mobile → OTP → set login & transaction passwords |
| Login | CIF + password + captcha → OTP |
| Reset Password | Use “Generate Online Password” with CIF + SMS OTP |
| Transact | Use fund transfers, bill payment, deposit management, etc. |
| Mobile | Use Cent Mobile app |
| Security | SSL, OTP, virtual keyboard, auto-lock |
