Central Bank of India SMS Banking: Activate and Commands
Central Bank of India SMS Banking: Activate and Commands
Central Bank of India SMS banking lets you check your balance, request a mini statement, and receive transaction alerts by sending a simple text from your registered mobile number to 9222281818. The service works without internet and is available around the clock.
How to Register for Central Bank of India SMS Banking
SMS banking is available to all account holders with a registered mobile number. If your mobile number is not yet linked to your account, visit your Central Bank of India home branch with your Aadhaar card and account details to register it first.
Central Bank of India SMS Banking Commands
- Account Balance: Send BAL <Account Number> to 9222281818
- Mini Statement (Last 5 Transactions): Send MINI <Account Number> to 9222281818
- Missed Call for Balance: Give a missed call to 9222281818 from your registered number
- Cheque Status: Send CHQSTATUS <Account Number> <Cheque Number> to 9222281818
All SMS must be sent from your registered mobile number only. Requests from unregistered numbers will not receive a response.
Automatic SMS Alerts from Central Bank of India
Beyond on-demand queries, Central Bank of India sends automatic SMS alerts for:
- Every debit and credit transaction on your account
- ATM withdrawals
- Cheque clearances and returns
- Low balance notifications
- OTPs for net banking, UPI, and card transactions
How to Activate or Re-Activate SMS Alerts
- Open Cent Mobile and log in.
- Go to Services and select SMS Alert Registration.
- Choose your account and enable the alert types you need.
- Confirm and submit.
If you prefer, visit your branch and submit an SMS alert registration form.
Charges for SMS Banking
Central Bank of India levies a nominal annual charge for the SMS alert service, typically around Rs 15 to Rs 25 per year, debited automatically from your account. On-demand SMS queries to 9222281818 may also attract a small per-SMS fee. Check the current Schedule of Charges for precise rates.
Key Takeaways
- Send SMS to 9222281818 for balance and mini statement queries from your registered number.
- A missed call to the same number returns account balance via SMS.
- Automatic alerts are sent for all major account events including ATM withdrawals and OTPs.
- Manage SMS alert preferences through Cent Mobile or your home branch.
Frequently Asked Questions
What is the SMS number for Central Bank of India balance check?
Send BAL <Account Number> to 9222281818 from your registered mobile number, or simply give a missed call to the same number. Your account balance is sent back as an SMS within seconds.
Is Central Bank of India SMS banking free?
There is a nominal annual subscription charge of around Rs 15 to Rs 25 for automatic SMS alerts. On-demand SMS queries may also incur a small per-message fee. Confirm the current rates with your branch or on the Central Bank of India official website.
What should I do if I stop receiving SMS alerts from Central Bank of India?
First, confirm your mobile number is correctly registered with the bank. Then log in to Cent Mobile and re-enable alerts under SMS Alert Registration. If the issue persists, visit your branch or call customer care at 1800 200 1911 to refresh your SMS service subscription.




