Canara Bank UPI Limit – Transaction & Daily Limits (2026 Guide)
Canara Bank UPI limits decide how much money you can send or receive through UPI apps like Canara ai1, BHIM, Google Pay, PhonePe, or Paytm.
Quick Summary
- Per transaction limit: Up to ₹1 lakh
- Daily UPI limit: Usually ₹1 lakh
- New users: Lower limit may apply initially
- Availability: 24×7
Canara Bank UPI Transaction Limits
Standard UPI Limits (Most Customers)
| Type | Limit |
|---|---|
| Per UPI transaction | Up to ₹1,00,000 |
| Total daily UPI limit | Up to ₹1,00,000 |
| Number of transactions | As per bank/app policy |
Limits are set as per NPCI guidelines and Canara Bank policy.
Special / Lower Limits (Important)
New UPI Users
- For the first 24 hours, the limit may be lower
- Typically ₹5,000 to ₹10,000
Merchant Payments
- Merchant UPI payments may allow higher limits, subject to NPCI rules and merchant category
Canara Bank UPI Limit for Receiving Money
- Receiving limit: Generally up to ₹1 lakh per day
- Depends on:
- Account type
- App used
- Bank security rules
How to Check Your Canara Bank UPI Limit
You can check your exact limit by:
- Opening Canara ai1 app
- Going to UPI settings / Profile
- Checking transaction limits
- Or checking limits inside your UPI app (GPay/PhonePe, etc.)
Can You Increase Canara Bank UPI Limit?
- Default limits cannot usually be increased beyond ₹1 lakh
- Some apps allow custom lower limits for safety
- For restrictions due to KYC, complete full KYC at branch or via app
Common Issues & Solutions
UPI transaction failed due to limit?
- Check daily usage
- Try again next day
- Split the amount into multiple transactions
UPI not working for high amount?
- Ensure you haven’t crossed the daily cap
- Check bank server or app status
Security Tips
- Set a lower daily limit if you don’t need ₹1 lakh
- Never share your UPI PIN
- Use app lock and phone security
FAQs
Q. Is Canara Bank UPI limit same on all apps?
A. The bank limit is same, but app-wise rules may differ slightly.
Q. Is UPI available 24×7 for Canara Bank?
A. Yes, UPI works 24×7, including holidays.
Q. Can I do ₹1 lakh UPI in one transaction?
A. Yes, if your account and app support it.
Conclusion
The Canara Bank UPI limit is generally ₹1 lakh per transaction and per day for most customers. New users may see a lower limit initially. To avoid failures, keep track of your daily usage and check limits directly in your UPI app.
