Canara Bank DD Charges – Demand Draft Fees, Limits & Rules (2026)
Canara Bank DD (Demand Draft) charges are the fees collected by the bank for issuing a demand draft. DDs are commonly used for secure offline payments such as college fees, government payments, and official transactions.
Quick Summary
- Bank: Canara Bank
- Instrument: Demand Draft (DD)
- Charges: Based on DD amount
- Payment mode: Cash or account debit
- Validity: Usually 3 months
- GST: Extra, as applicable
Canara Bank Demand Draft Charges
Canara Bank DD charges generally depend on the amount of the draft.
| DD Amount | Typical DD Charges |
|---|---|
| Up to ₹1,000 | ₹30 – ₹40 |
| ₹1,001 – ₹10,000 | ₹40 – ₹60 |
| ₹10,001 – ₹1 lakh | ₹60 – ₹100 |
| Above ₹1 lakh | ₹100 – ₹150 |
Charges may vary slightly by branch and are subject to GST.
Canara Bank DD Charges for Account Holders vs Non-Account Holders
- Account holders: DD issued by debiting the account
- Non-account holders: DD issued against cash (additional verification required)
- Cash DDs may have higher charges or limits
How to Get a Demand Draft from Canara Bank
Step-by-Step Process
- Visit the nearest Canara Bank branch
- Fill the Demand Draft application form
- Mention:
- Payee name
- Amount
- Payable location
- Pay the amount (cash or account debit)
- Collect the DD and receipt
Canara Bank DD Cancellation Charges
If a DD is not used, it can be cancelled.
- Cancellation fee: ₹100 – ₹150 (typically)
- Amount is credited back after verification
- Original DD and receipt are required
Canara Bank DD Validity
- DD is usually valid for 3 months from the date of issue
- Expired DDs can be revalidated or cancelled at the branch
Important Rules to Know
- DDs above certain limits may require PAN
- Name spelling and amount should be checked carefully
- DDs are safer than cheques as they are prepaid
Common Issues & Troubleshooting
DD Lost?
- Inform the branch immediately
- Stop payment request may be required
- Duplicate DD may be issued after formalities
Wrong Name on DD?
- Correction usually requires DD cancellation and reissue
FAQs on Canara Bank DD Charges
Are DD charges same for all branches?
A. Mostly yes, but minor variations may exist.
Is GST applicable on DD charges?
A. Yes, GST is usually applicable.
Can I get DD online in Canara Bank?
A. Some branches allow DD requests through net banking, subject to availability.
Is DD available on Saturday?
A. Yes, on 1st and 3rd Saturdays when branches are open.
Conclusion
Canara Bank Demand Draft charges are reasonable and slab-based, making DDs a reliable payment option for official purposes. Always confirm the exact fee at your branch or in net banking before applying.
