The BOI Mobile App is Bank of India’s official mobile banking application that allows customers to manage their BOI account anytime, anywhere using a smartphone. It works alongside BOI net banking and supports quick, secure transactions.
This guide explains how to register, login, use features, reset MPIN, and solve common BOI mobile app issues in simple language.
Quick Summary – BOI Mobile App
- Bank: Bank of India (BOI)
- Official app: BOI Mobile / BOI Omni Neo
- For: Savings & Current account holders
- Availability: 24×7
- Cost: Free
- Platforms: Android & iOS
What You Can Do with BOI Mobile App
Using the BOI mobile app, you can:
- Check account balance & transaction history
- Transfer money via IMPS / NEFT / RTGS
- Send & receive money using UPI
- Pay electricity, gas, mobile & other bills
- Open FD / RD online
- Manage debit card (block/unblock, limits, PIN)
- Download account statements
- Locate nearby BOI ATMs & branches
How to Register on BOI Mobile App (Step-by-Step)
You can register if your mobile number is linked with your BOI account.
Registration Steps
- Download the BOI Mobile / BOI Omni Neo app
- Open the app and tap New User / Register
- Enter your registered mobile number
- Verify OTP sent to your mobile
- Enter account or debit card details (if asked)
- Set:
- MPIN
- Login password
- Complete registration
If you already use BOI net banking, you can log in using the same credentials.
How to Login to BOI Mobile App
Option 1: Login Using MPIN
- Open the BOI app
- Enter your MPIN
- Access your account instantly
Option 2: Login Using Password
- Enter your User ID and password
Biometric login may be enabled on supported phones.
Forgot BOI Mobile App MPIN or Password?
Reset MPIN
- Open the BOI app
- Tap Forgot MPIN
- Enter registered mobile number
- Verify OTP
- Set a new MPIN
Reset Login Password
- Use Forgot Password option in the app or BOI net banking website
BOI Mobile App vs BOI Net Banking
| Feature | BOI Mobile App | BOI Net Banking |
|---|---|---|
| Platform | Mobile app | Website |
| Login | MPIN / Biometrics | User ID & Password |
| UPI | Yes | Limited |
| Best for | Daily banking | Detailed banking |
Common BOI Mobile App Problems & Solutions
1. App Not Opening / Crashing
- Update the app
- Clear app cache
- Restart phone
2. OTP Not Received
- Check mobile network
- Ensure mobile number is registered
- Retry after some time
3. Login Failed
- Recheck MPIN
- Reset MPIN if locked
- Try password login
BOI Mobile App Security Tips
- Never share OTP or MPIN
- Lock your phone with PIN/biometrics
- Log out if using another device
- Download app only from official app stores
BOI Mobile App FAQs
Is BOI mobile app free?
A. Yes, it is free to download and use.
Can I use BOI mobile app without net banking?
A. Yes, you can register directly using your account-linked mobile number.
Can I use the app on two phones?
A. Usually only one registered device is allowed.
Is BOI mobile app safe?
A. Yes, it uses OTP, MPIN, and device-level security.
Conclusion
The BOI Mobile App (BOI Mobile / BOI Omni Neo) makes everyday banking simple—from UPI payments to fund transfers and card management. With secure login and 24×7 access, it’s ideal for managing your Bank of India account on the go.
