BOI ATM services allow Bank of India (BOI) customers to withdraw cash, check balance, get mini statements, and access basic banking services 24×7 across India.
This guide explains BOI ATM services, how to use them, charges, and common issues in simple terms.
Quick Overview
- Bank: Bank of India (BOI)
- Service: ATM Banking
- Availability: 24×7
- Card required: BOI Debit Card
- Works at: BOI ATMs + other bank ATMs
Services Available at BOI ATM
You can use a BOI ATM for:
- Cash withdrawal
- Balance enquiry
- Mini statement (last few transactions)
- ATM PIN generation/change
- Debit card block (selected ATMs)
How to Withdraw Cash from BOI ATM
- Insert your BOI debit card
- Choose preferred language
- Enter your ATM PIN
- Select Cash Withdrawal
- Choose account type (Savings/Current)
- Enter amount
- Collect cash and receipt
BOI ATM PIN Generation (Green PIN)
You can generate or reset your ATM PIN using:
Method 1: BOI ATM (Green PIN)
- Insert debit card
- Select Create / Forgot PIN
- Enter account details
- Enter OTP received on registered mobile
- Set new ATM PIN
Method 2: BOI Customer Care / Branch
PIN can also be generated through customer care or by visiting the branch.
BOI ATM Charges (General Rule)
- BOI ATMs: Usually free transactions
- Other bank ATMs:
- Free up to 5 transactions per month (as per RBI rules)
- Charges apply after free limit
Charges may vary by location (metro / non-metro).
BOI ATM Daily Withdrawal Limit
- Depends on type of debit card
- Commonly ranges between ₹20,000 – ₹50,000 per day
- Exact limit can be checked via bank branch or BOI app
Common BOI ATM Problems & Solutions
Cash not received but amount debited
- Amount usually reversed within 5–7 working days
- If not, lodge complaint with BOI
ATM out of cash
- Try another BOI or nearby bank ATM
Card blocked
- Contact BOI customer care or visit branch
Wrong PIN entered multiple times
- Card may get temporarily blocked
Safety Tips While Using BOI ATM
- Cover keypad while entering PIN
- Do not accept help from strangers
- Avoid sharing PIN or OTP
- Use ATMs in well-lit locations
- Take receipt or confirm SMS alert
FAQs
Can I use BOI debit card at other bank ATMs?
A. Yes, BOI cards work at all major bank ATMs in India.
Is BOI ATM available 24×7?
A. Yes, most ATMs operate 24×7, except during maintenance.
How many free ATM transactions are allowed?
A. As per RBI rules, typically 5 free transactions per month at other bank ATMs.
What to do if ATM card is lost?
A. Block the card immediately via customer care or branch.
Conclusion
BOI ATMs make banking quick and convenient with services like cash withdrawal, balance enquiry, and mini statements available anytime. Always follow safety tips and keep your registered mobile active for transaction alerts.
