Bank of Baroda Account Opening Online Guide
Bank of Baroda Account Opening Online Guide
You can open a Bank of Baroda savings account entirely online through the BOB World app or the official website using video KYC and Aadhaar-based verification. No branch visit is required for the digital account opening process. Here is how to do it in 2026.
Types of Accounts You Can Open Online
- Regular Savings Account: Standard account with monthly average balance requirement.
- Zero Balance Savings Account: No minimum balance; basic banking features.
- Senior Citizen Savings Account: Higher interest rates and exclusive benefits for customers aged 60 and above.
Step-by-Step Online Account Opening
- Download the BOB World app from Google Play Store or Apple App Store, or visit bankofbaroda.in.
- Click on Open Account and select your account type.
- Enter your Aadhaar number and complete OTP verification (your Aadhaar mobile number must be active).
- Your personal details are auto-populated from UIDAI records.
- Enter your PAN card number (mandatory for tax compliance under Income Tax Act).
- Fill in nominee details and preferred account features.
- Complete Video KYC: a live video call with a BOB representative for identity verification.
- Your account number is generated upon successful video KYC completion.
- A physical debit card and welcome kit are dispatched within 7-10 working days.
Documents Required
- Aadhaar card with active linked mobile number
- PAN card
- Live selfie and signature (captured during video KYC)
Key Takeaways
- Bank of Baroda account can be opened 100% online via the BOB World app.
- Aadhaar OTP, PAN, and video KYC are all that is needed.
- Account number is generated immediately after video KYC.
- Debit card is delivered within 7-10 working days to your address.
Frequently Asked Questions
Can I open a Bank of Baroda zero balance account online?
Yes. Bank of Baroda offers zero balance savings account opening online. Select the appropriate account type during the application process on the BOB World app.
How long does Bank of Baroda video KYC take?
The video KYC call is typically 5-10 minutes. BOB representatives are available during business hours, Monday to Saturday.
What is the minimum age to open a Bank of Baroda account online?
You must be at least 18 years old to open a Bank of Baroda account independently online. Minor accounts require a parent or guardian and must be processed at a branch.
Can I open a Bank of Baroda account if my Aadhaar mobile number is different?
If the mobile number on your Aadhaar is different from the one you are using, the online OTP verification will fail. You will need to update your Aadhaar mobile number first or visit a branch for manual KYC.
