BHIM UCO UPI 2026: Registration, Login, UPI ID & Transaction Limits
If you have a UCO Bank account and want to use UPI for instant money transfers, BHIM UCO UPI makes it simple and secure.
In this guide, we explain how to register for BHIM UCO UPI, create your UPI ID, set UPI PIN, and understand transaction limits — step-by-step.
Quick Summary: BHIM UCO UPI
| Feature | Details |
|---|---|
| Bank | UCO Bank |
| App Name | BHIM UCO UPI |
| Availability | Android (may vary by platform) |
| Services | Send/Receive money, Balance check |
| Transaction Mode | UPI |
| Availability | 24×7 |
| Charges | Usually free for customers |
UPI transaction limits are as per NPCI guidelines and may vary by bank.
What is BHIM UCO UPI?
BHIM UCO UPI is the official UPI-based mobile app offered by UCO Bank. It allows customers to:
- Send money instantly
- Receive payments
- Scan & pay QR codes
- Check account balance
- View transaction history
All transactions are processed through the UPI network (NPCI) and work 24×7, including bank holidays.
How to Register for BHIM UCO UPI (2026)
Step 1: Download the App
- Open Google Play Store
- Search for BHIM UCO UPI
- Install the official app
Always verify developer details before installing.
Step 2: Enter Mobile Number
- Use the mobile number linked with your UCO Bank account
- Ensure SIM is in the primary slot
Step 3: OTP Verification
- You will receive OTP
- App verifies automatically via SMS
Step 4: Select Bank Account
- Choose UCO Bank
- App fetches linked account automatically
Step 5: Set UPI PIN
If setting for first time:
- Enter debit card details
- Verify via OTP
- Create 4 or 6 digit UPI PIN
Now your BHIM UCO UPI is activated.
How to Create UPI ID in BHIM UCO
After registration:
- Default UPI ID may look like:
mobilenumber@ucobank
You can create custom ID (if available):
- Go to Profile → UPI ID
- Add or modify handle
Availability may vary.
BHIM UCO UPI Transaction Limits (2026)
Typical limits:
- ₹1 lakh per day (standard UPI limit)
- Per transaction limit may apply
- Limits may differ for new users
For merchant payments:
- Some QR transactions may have higher limits
Check inside app for exact limit applicable to your account.
How to Send Money Using BHIM UCO UPI
Method 1: Using UPI ID
- Open app
- Tap Send
- Enter UPI ID
- Enter amount
- Confirm with UPI PIN
Method 2: Using QR Code
- Tap Scan & Pay
- Scan merchant QR
- Enter amount
- Enter UPI PIN
Method 3: Using Mobile Number
- Select Send via Mobile
- Enter registered number
- Confirm & enter PIN
Common Issues & Troubleshooting
1. OTP Not Received
- Ensure mobile number is linked
- Check network signal
- Keep SIM in primary slot
2. UPI PIN Not Working
- Use “Forgot UPI PIN” option
- Reset using debit card details
3. Transaction Failed But Amount Debited
- Usually auto-reversed within 24–48 hours
- Check transaction history
- Contact UCO Bank if not reversed
4. App Not Opening
- Update to latest version
- Clear app cache
- Reinstall if required
Security Tips for BHIM UCO UPI
- Never share UPI PIN
- Do not approve collect requests without checking details
- Verify receiver name before confirming payment
- Avoid unknown payment links
- Enable app lock
FAQs: BHIM UCO UPI
1. Is BHIM UCO UPI free?
A. Yes, most UPI transactions are free for customers.
2. Can I use BHIM UCO UPI 24×7?
A. Yes, UPI works 24×7 including holidays.
3. What is BHIM UCO UPI customer care?
A. You can contact UCO Bank customer care or visit your branch for UPI-related issues.
4. Can I link multiple accounts?
A. If supported, you may link eligible accounts under your mobile number.
5. Is BHIM UCO different from BHIM app?
A. Yes. BHIM UCO is UCO Bank’s version, while BHIM is NPCI’s app.
Conclusion
BHIM UCO UPI is a simple and secure way to send and receive money directly from your UCO Bank account in 2026.
To use it smoothly:
- Keep your mobile number updated
- Set a strong UPI PIN
- Check daily limits
- Use only official app
With 24×7 availability and instant transfers, BHIM UCO UPI makes digital payments quick and convenient.
