Bank of Maharashtra KYC Update Online
Bank of Maharashtra KYC Update: Online and Branch Process
You can update your KYC with Bank of Maharashtra by visiting your home branch with valid ID and address proof, or through the Maha Mobile app for Aadhaar-based e-KYC. Keeping your KYC current prevents account freezing and ensures uninterrupted banking.
What Is KYC and Why Must You Update It?
KYC (Know Your Customer) is a mandatory RBI requirement for all bank account holders. If KYC details are outdated, the bank can restrict transactions or freeze the account. Banks periodically request re-KYC, especially if your address or identity documents have changed.
Method 1: KYC Update at Branch
- Visit your Bank of Maharashtra home branch during working hours.
- Collect a KYC Update Form from the help desk.
- Fill in your current personal details accurately.
- Attach self-attested copies of your identity proof and address proof.
- Submit the form along with original documents for verification.
- The branch updates your KYC within 1 to 3 working days.
Accepted Documents for KYC
- Identity proof: Aadhaar card, PAN card, Passport, Voter ID, Driving Licence
- Address proof: Aadhaar card, utility bills (not older than 3 months), bank statement, rental agreement
Method 2: Aadhaar-Based e-KYC via Maha Mobile
- Open the Maha Mobile app and log in.
- Go to Services and select e-KYC or Update KYC.
- Enter your Aadhaar number and consent to OTP-based verification.
- Enter the OTP received on your Aadhaar-linked mobile number.
- Your KYC is updated digitally if the Aadhaar details match bank records.
Method 3: Video KYC (V-KYC)
Bank of Maharashtra offers Video KYC for new and existing customers. You connect via a live video call with a bank official, show original documents on camera, and complete verification remotely. Check the Maha Mobile app or official website for V-KYC availability.
FAQ
How do I know if my KYC is pending or expired?
The bank typically sends SMS or email notifications when KYC is due for renewal. You may also see a notice when logging into Maha Mobile or net banking. You can confirm by calling customer care at 1800-233-4526.
Is there a fee for KYC update?
No, KYC update is free of charge at Bank of Maharashtra.
Can I update KYC if my account is already frozen?
Yes. Visit your home branch with complete KYC documents. The branch will update the documents and request the operations team to unfreeze the account, usually within 1 to 2 working days.
Key Takeaways
- KYC can be updated at the branch, via Maha Mobile e-KYC, or through Video KYC.
- Aadhaar and PAN are the most commonly accepted KYC documents.
- Delayed KYC update can lead to transaction restrictions or account freeze.
- e-KYC through Maha Mobile requires your Aadhaar-linked mobile number.
- KYC update is completely free of charge.
