Standard Branch Timings
- Metro/Urban Branches
Open Monday–Friday: 9:45 AM – 4:45 PM, including 1st, 3rd, and 5th Saturdays - Semi-Urban & Rural Branches
Operate Monday–Friday: 10:00 AM – 5:00 PM, including 1st, 3rd, and 5th Saturdays
Saturdays & Weekly Off-Days
- Closed: 2nd and 4th Saturdays of every month, as well as all Sundays and public holidays
- Open: On the 1st, 3rd, and 5th Saturdays with same hours as weekdays—metro or rural branch schedule applies accordingly
Lunch Timing at Branches
- Lunch breaks are staggered between 1:00 PM to 3:00 PM depending on staffing.
- Counters remain functional throughout to avoid blocking customer visits
Digital Banking & Fund Transfer Timings
- NEFT, IMPS, UPI, RTGS (via net/mobile/app): Available 24×7 throughout the year, including holidays
- Branch-Based NEFT/RTGS Services:
- Weekdays: Around 8:00 AM – 6:00 PM depending on location
- Working Saturdays (1st, 3rd, 5th): Approx. 8:00 AM – 1:00 PM
- Closed on 2nd & 4th Saturdays and Sundays
Quick Reference Table
| Branch Type | Weekdays (Mon–Fri) | Working Saturdays | Lunch Hours |
|---|---|---|---|
| Urban / Metro | 9:45 AM – 4:45 PM | Same as weekdays | Staggered 1–3 PM |
| Semi‑Urban / Rural | 10:00 AM – 5:00 PM | Same as weekdays | Staggered 1–3 PM |
Tips to Plan Your Bank Visit
- Avoid visiting on 2nd or 4th Saturday—branches are closed.
- Check if it’s a public holiday or Sunday.
- Visit early in the day to avoid congested lunch hour closures.
- Use digital channels for fund transfers—available 24×7 regardless of branch hours.
Final Thoughts
Bank of India branches in 2025 follow a clear schedule: open on weekdays and selected Saturdays, with staggered lunch breaks to ensure service continuity. For transfers or account access outside these hours, reliable digital services like NEFT, IMPS, UPI, and RTGS remain fully available around the clock.
