Lemonn Mobile Sticky Banner

Demat Account Registration Banner

Demat Account Registration Banner

Bank of India RTGS Form: Download, Fill & Submission Guide (India, 2026)

The Bank of India (BOI) RTGS form is used for high-value fund transfers (₹2 lakh and above) through the RTGS (Real Time Gross Settlement) system.

Quick Summary

  • Minimum amount: ₹2,00,000
  • Mode: Branch RTGS form or Online RTGS
  • Transfer time: Real-time
  • Charges: May apply for branch RTGS
  • Availability: Branch hours / Online RTGS 24×7

Where to Get Bank of India RTGS Form

  • Available at any BOI branch
  • Usually a combined NEFT / RTGS form (select RTGS)
  • Some branches may provide a printable PDF on request

Online RTGS via net banking does not require a form.

How to Fill BOI RTGS Form (Step-by-Step)

Sender (Remitter) Details

  • Account holder name
  • BOI account number
  • Account type
  • Branch name
  • Mobile number
  • Amount (₹) & amount in words

Beneficiary Details

  • Beneficiary name
  • Beneficiary bank name
  • Branch name
  • Account number
  • IFSC code (mandatory)

Incorrect details can delay or reject the transfer.

Declaration & Signature

  • Tick RTGS option
  • Sign as per BOI records
  • Enter date

Documents Required

  • Filled RTGS form
  • Cheque / debit authorisation (branch-dependent)
  • Valid ID proof (sometimes required)

How to Submit Bank of India RTGS Form

  1. Visit your BOI branch
  2. Submit the completed RTGS form
  3. Pay by cash or account debit
  4. Collect the UTR / acknowledgement slip

Online RTGS in BOI (No Form Needed)

If you use BOI Net Banking:

  1. Login to net banking
  2. Add beneficiary
  3. Select RTGS
  4. Enter amount (₹2 lakh+)
  5. Confirm with OTP

✔ Faster
✔ Paperless
✔ Usually lower charges

FAQs – BOI RTGS Form

Q1. Is BOI RTGS form different from NEFT form?

A. Usually no. It’s a combined form—you just select RTGS.

Q2. Can I do RTGS below ₹2 lakh?

A. No. Use NEFT or IMPS instead.

Q3. Is RTGS available on holidays?

A. Online RTGS works 24×7. Branch RTGS depends on working hours.

Conclusion

The Bank of India RTGS form is ideal for branch-based high-value transfers, while online RTGS is quicker and more convenient. Always verify beneficiary details before submission.