Bank of India Net Banking (BOI Internet Banking) lets you manage your Bank of India account online 24×7. You can check balance, transfer money, pay bills, open deposits, and handle most banking tasks without visiting a branch.
This guide explains how to register, login, reset password, key features, and common BOI net banking issues in simple, step-by-step language.
Quick Summary – Bank of India Net Banking
- Service name: BOI Internet Banking
- For: Savings & Current account holders
- Availability: 24×7 (maintenance breaks possible)
- Cost: Free for basic services
- Mobile app: BOI Mobile / BOI StarToken (for app-based banking)
What You Can Do with BOI Net Banking
Using Bank of India net banking, you can:
- Check account balance & mini statement
- Download account statements
- Transfer money via IMPS / NEFT / RTGS
- Add & manage beneficiaries
- Pay utility bills & recharges
- Open FD / RD online
- Apply for cheque book
- Change login & transaction passwords
- Manage debit card services
How to Register for Bank of India Net Banking (Step-by-Step)
You can register online if your mobile number is linked with your BOI account.
Online Registration Steps
- Visit the Bank of India net banking website
- Click on New User? Register
- Enter required details:
- Account number
- Debit card details (if required)
- Registered mobile number
- Verify OTP sent to your mobile
- Create:
- User ID
- Login password
- Transaction password
- Submit and activate net banking
If online registration doesn’t work, visit your BOI branch once for activation.
How to Login to Bank of India Net Banking
- Open the BOI internet banking portal
- Enter your User ID and Password
- Enter captcha
- Click Login
Always ensure you are using the official Bank of India website before logging in.
Bank of India Net Banking Password Reset (Forgot Password)
If you forgot your password:
- Go to the BOI net banking login page
- Click on Forgot Password
- Enter:
- User ID
- Account number
- Registered mobile number
- Verify OTP
- Set a new password and login again
Bank of India Net Banking Transfer Limits (Indicative)
| Transfer Mode | Typical Limit |
|---|---|
| IMPS | Up to ₹2 lakh |
| NEFT | As per bank rules |
| RTGS | ₹2 lakh & above |
Limits may vary based on account type and security settings.
Common BOI Net Banking Problems & Solutions
1. Unable to Login
- Check User ID & password
- Reset password if required
- Try again later if server is busy
2. OTP Not Received
- Check mobile network
- Ensure mobile number is registered
- Retry after a few minutes
3. Transaction Failed
- Check balance & limits
- Amount is usually auto-reversed if debited
- Contact BOI if delay continues
BOI Net Banking Security Tips
- Never share OTP, passwords, or debit card details
- Avoid public computers
- Change passwords regularly
- Always log out after use
- Use official BOI website or mobile app only
Bank of India Net Banking FAQs
Is BOI net banking free?
A. Yes, registration and basic internet banking services are free.
Can I use BOI net banking on mobile?
A. Yes, via mobile browser or BOI Mobile app.
Is debit card required for registration?
A. Usually yes, but it may vary by account type.
Can I link multiple BOI accounts?
A. Yes, eligible accounts can be linked under one User ID.
Conclusion
Bank of India Net Banking offers a secure and convenient way to manage your banking needs online. With easy registration and 24×7 access, you can handle everyday banking without visiting a branch.
