Manage your finances anytime with BOI Omni Neo, the new-generation internet banking platform. Here’s a clear, up-to-date guide:
What Is BOI Net Banking?
From May 7, 2025, BOI has transitioned from the older Starconnect system to the Omni Neo platform—combining retail, corporate, and global services under a single, upgraded interface.
How to Register
Online (Retail User)
- Visit the BOI official website → click Internet Banking → select Retail → click New User.
- Provide your account number, registered mobile, and captcha.
- Receive OTP, enter ATM/debit card details, then set your login password.
- Your User ID is generated instantly—log in and complete setup.
Offline Options
- At Branch: Submit a net banking form; credentials are issued by mail/email/courier.
- At ATM: Register directly and receive login details instantly via SMS.
Login & Security Setup
- Choose Retail, Corporate, or Global login.
- Enter User ID, password, and captcha → proceed.
- Complete OTP-based authentication or utilize StarToken app for added security.
- The system auto-locks after multiple failed attempts; sessions expire automatically.
Key Features & Services
- Account Access: View account balance, mini/detailed statements, request e‑statements.
- Transfers: Move funds via NEFT, RTGS, IMPS, or internal bank transfer.
- Bill Payment, Tax & Recharge: Pay utilities, credit card bills, taxes, insurance premiums, and more.
- Deposit & Cheque Services: Open FD/RDs, request chequebooks, stop payment orders.
- Investment Tools: Apply for government schemes (e.g. Sovereign Gold Bonds, NACH mandates), submit nomination/ PAN updates.
- Additional Services: Modify ATM PINs, raise queries, track service requests, request demand drafts.
Quick Comparison Table
| Step | Description |
|---|---|
| Register | Via website using account + OTP, via ATM, or branch registration |
| Login | User ID + password + captcha → OTP / StarToken |
| Transaction Tools | NEFT, RTGS, IMPS, bill pay, investments, DD, FD/RD |
| Security | OTP authentication, virtual keyboard, session timeout |
Mobile Banking: BOI Omni Neo App
- Available on Android and iOS.
- Offers 24×7 access to fund transfers (quick up to ₹25,000), micro NACH mandates, e‑statements, cheque tracking, ATM/branch locator, and more.
- Consolidated view for beneficiaries—no need to separately add existing ones for each payment type.
Security Best Practices
- Always use the official BOI website or app.
- Look for https:// and a padlock icon in the browser.
- Enable StarToken for safe transaction authorizations.
- Never share your password or OTP, and logout after each session.
Final Takeaway
BOI’s Omni Neo is a comprehensive, secure, and user-friendly net banking solution. Whether booking deposits, paying bills, or investing—everything is accessible online, anytime.
