Bank of India Bank Holidays 2026: Complete State-wise List
Bank of India Bank Holidays 2026: Full Holiday Calendar
Bank of India follows the Reserve Bank of India’s holiday calendar, which includes national holidays, state-specific holidays under the Negotiable Instruments Act, and the bank’s own scheduled closures. Here is everything you need to know about BOI bank holidays in 2026 so you can plan your branch visits and transactions accordingly.
National Holidays When Bank of India Is Closed
| Date | Holiday |
|---|---|
| January 26 | Republic Day |
| August 15 | Independence Day |
| October 2 | Gandhi Jayanti |
Major Bank Holidays 2026 (Pan-India)
| Date | Holiday |
|---|---|
| January 1 | New Year’s Day (select states) |
| March (date TBD) | Holi |
| April 14 | Dr. Ambedkar Jayanti / Good Friday (overlapping) |
| April (date TBD) | Ram Navami |
| May 1 | Maharashtra / Labour Day (select states) |
| October (date TBD) | Dussehra / Navratri closures (select states) |
| November (date TBD) | Diwali / Laxmi Puja |
| December 25 | Christmas Day |
Exact dates for festivals like Holi, Diwali, and Eid change each year based on the lunar calendar. Always verify with the official RBI holiday notification or your local BOI branch before planning time-sensitive transactions.
Second and Fourth Saturdays
Bank of India branches are closed on the second and fourth Saturdays of every month. All Sundays are also non-working days. First and third Saturdays are working days with reduced hours at most branches.
How State-Specific Holidays Work
Under the Negotiable Instruments Act, state governments can declare additional bank holidays specific to their region. For example, BOI branches in West Bengal may be closed for Durga Puja while those in Maharashtra may have an additional holiday for Gudi Padwa. Check with your local branch for state-specific closures.
How to Do Banking on Holidays
- Use the BOI Mobile app for fund transfers, balance check, and bill payments
- IMPS and UPI transfers work 24/7, including holidays
- BOI ATMs are operational on most holidays
- Internet banking is available round the clock
Key Takeaways
- BOI follows RBI’s holiday calendar with national and state-specific closures.
- Second and fourth Saturdays are holidays; first and third Saturdays are working days.
- IMPS, UPI, and BOI Mobile work on holidays for digital transactions.
- Festival dates for Holi, Diwali, and Eid vary by year; confirm with RBI notifications.
Frequently Asked Questions
Is Bank of India open on Saturdays?
BOI is open on the first and third Saturdays. The second and fourth Saturdays are declared holidays under RBI rules.
Where can I find the official Bank of India holiday list for 2026?
Visit the Reserve Bank of India website at rbi.org.in for the official bank holiday notification, or check bankofindia.co.in.
Can I transfer money on a Bank of India holiday?
Yes. IMPS and UPI transactions through the BOI Mobile app or internet banking work 24/7, including on holidays.
Do Bank of India holidays differ by state?
Yes. In addition to national holidays, BOI follows state-specific holidays as notified by state governments under the Negotiable Instruments Act.
