Want to check your Bank of India (BOI) account balance instantly? Here are the verified 2025 methods—from missed calls to digital banking.
📞 1. Missed Call Banking (Toll-Free)
- Numbers:
- 09015135135
- 09266135135
- How it works:
From your registered mobile number, give a missed call to either number and receive your balance via SMS—no cost, no call. - Availability: 24×7, no daily limits.
💬 2. SMS Banking
- Number: +91 98105 58585
- Format:
- For primary account:
BALANCE<4‑digit SMS PIN> - For other accounts:
BALANCE<4‑digit PIN><space><Account Number>
- For primary account:
Receive your balance via SMS instantly.
☎️ 3. Toll‑Free IVR
- Helpline Numbers: 1800‑103‑1906, 1800‑220‑229
- Call to speak with IVR or customer care, and follow prompts for balance and other assistance.
🧾 4. Mini Statement via Missed Call or SMS
- Missed Call: Dial 09015135136 to get the last 5 transactions via SMS.
- SMS Format:
TRANS<4‑digit PIN>(primary account) orTRANS<4‑digit PIN><space><Account Number>
🌐 5. Net & Mobile Banking
- Net Banking: Log in to the BOI portal → View Account → Check Balance.
- Mobile App: Use BOI StarGlobal/Omni Neo versions → Login → My Accounts → View Balance.
💬 6. WhatsApp Banking
- WhatsApp: Message +91 83760 06006 with “Hi”, then choose Balance Enquiry. Authenticate via OTP and get balance in chat.
🏧 7. ATM / Passbook / UPI
- ATM: Use your BOI debit card → enter PIN → select Balance Enquiry.
- Passbook: Visit branch to update, or use e-passbook via net/mobile banking.
- UPI Apps: Google Pay, PhonePe, etc. → Select BOI account → Check Balance → Enter UPI PIN.
✅ Quick Comparison
| Method | Steps | Cost | Info Provided |
|---|---|---|---|
| Missed Call | 09015135135/09266135135 | Free | Balance only |
| SMS | BALANCE + PIN (+ account no, if needed) to 9810558585 | Standard SMS | Balance |
| Toll-Free Call | 1800‑103‑1906 or 1800‑220‑229 | Free | Balance + support |
| Mini via Missed Call | 09015135136 | Free | Last 5 txns |
| SMS Mini | TRANS + PIN (+ account no) to 9810558585 | Standard SMS | Mini statement |
| Net/Mobile Banking | BOI portal or app | Free (data cost) | Balance & history |
| +91 83760 06006 → “Hi” | Free (WhatsApp data) | Balance | |
| ATM / Passbook / UPI | ATM branch, e-passbook, or UPI | Varies ATM fees | Real-time balance |
💡 Tips & Troubleshooting
- Registered mobile required: Ensure your number is active with the bank; update at your branch.
- Daily limits: No caps on missed calls or SMS balance checks.
- SMS costs: Standard charges apply; banking services are free.
- Multiple accounts: Set one as primary, or include account number in SMS; net/mobile banking provide full list.
FAQs
Q: Can I use missed call services without internet?
A: Yes—they’re offline and cost-free.
Q: How often can I check balance via missed call?
A: No limit—available 24×7. SMS arrives per transaction.
Q: Multiple accounts on one mobile—how to check?
A: Register one primary account; include account number in SMS to access others.
