Bank of India (BOI) ATMs let customers withdraw cash and use basic banking services 24×7 without visiting a branch. BOI ATMs accept BOI debit cards as well as most other bank cards across India.
This guide explains BOI ATM services, daily withdrawal limits, charges, ATM PIN generation, and common issues in simple language.
Quick Summary – Bank of India ATM
- Bank: Bank of India (BOI)
- Availability: 24×7 (subject to cash & connectivity)
- Card types: BOI RuPay / Visa / Mastercard debit cards
- Other bank cards: Accepted
- Basic services: Free within limits
Services Available at Bank of India ATM
Using a BOI ATM, you can:
- Withdraw cash
- Check account balance
- Get mini statement (recent transactions)
- Generate or change ATM PIN
- Transfer funds (select ATMs)
- Deposit cash (at BOI Cash Deposit Machines – CDM)
Bank of India ATM Cash Withdrawal Limits
BOI Debit Card Daily Withdrawal Limit (Indicative)
| Card Type | Daily Limit |
|---|---|
| BOI Classic / RuPay | Up to ₹40,000 |
| BOI Visa / Global | Up to ₹50,000 |
| Premium Cards | Up to ₹1 lakh (may vary) |
Actual limits depend on debit card type and account profile. You can usually change limits via BOI net banking or mobile app, if enabled.
Bank of India ATM Charges (2026)
BOI ATM – Own Bank
- Cash withdrawal: Free (within free transaction limit)
- Balance enquiry: Free
Other Bank ATMs
- Free transactions: As per RBI rules
- After free limit: Charges apply per transaction
Free ATM transaction count may vary by metro / non-metro location.
How to Generate or Change BOI ATM PIN
Method 1: At BOI ATM
- Insert your BOI debit card
- Select Create / Change PIN
- Enter account number and registered mobile number
- Receive OTP on mobile
- Set new ATM PIN
Method 2: Via BOI Net Banking
- Login → Debit Card Services → Generate / Change PIN
Method 3: Via BOI Mobile App (if available)
- Login → Card Services → ATM PIN
Bank of India Cash Deposit at ATM (CDM)
At select BOI Cash Deposit Machines, you can:
- Deposit cash instantly
- Receive printed receipt
- Amount is usually credited immediately or within a few hours
Cash deposit facility is available only at selected locations.
Common Bank of India ATM Problems & Solutions
1. Cash Debited but Not Received
- Amount is usually auto-reversed within a few working days
- If not, raise a complaint via BOI branch, net banking, or customer care
2. ATM Card Blocked
- Happens after multiple wrong PIN attempts
- Reset ATM PIN or contact BOI customer care/branch
3. ATM Out of Cash
- Try another BOI ATM nearby
- Use maps or BOI app to locate ATMs
Bank of India ATM Safety Tips
- Never share your ATM PIN
- Cover keypad while entering PIN
- Avoid taking help from strangers
- Collect cash and receipt before leaving
- Block card immediately if lost or stolen
Bank of India ATM FAQs
Is BOI ATM open 24×7?
A. Yes, most BOI ATMs operate round the clock.
Can I use other bank debit cards at BOI ATM?
A. Yes, most bank debit cards are accepted.
How many free ATM transactions are allowed?
A. As per RBI guidelines; limits depend on location and bank policy.
Can I change my ATM withdrawal limit?
A. Yes, through BOI net banking, mobile app, or by visiting the branch.
Conclusion
Bank of India ATMs provide easy access to cash and essential banking services anytime. With wide card acceptance and reliable service, BOI ATMs are convenient for everyday banking needs.
