Don’t have a smartphone or internet? No problem. Bank of Baroda SMS Banking gives you instant access to your account details — anytime, anywhere — using simple text messages.
Whether you want to check your balance, get a mini statement, or request a cheque book, all you need is your registered mobile number.
What Is BOB SMS Banking?
SMS Banking is a convenient service by Bank of Baroda (BOB) that lets customers perform basic banking tasks by sending predefined keywords to a dedicated number.
You can use it to:
- Check account balance
- Get last 5 transactions (mini statement)
- Request cheque book
- Block your debit card
- Get account-related alerts
Works on any mobile phone — no app or internet needed.
BOB SMS Banking Number
Send SMS to: 8422009988
Use only your registered mobile number
Bank of Baroda SMS Codes (2025)
| Service | SMS Format | Example |
|---|---|---|
| 🏦 Balance Inquiry | BAL <Last 4 digits of account> | BAL 1234 |
| 📜 Mini Statement | MINI <Last 4 digits> | MINI 1234 |
| 🧾 Cheque Book Req | CHQREQ <Last 4 digits> | CHQREQ 1234 |
| 🔒 Block ATM Card | BLOCK <Last 4 digits of card> | BLOCK 5678 |
| 📋 Status of Cheque | CHQSTS <Cheque number> | CHQSTS 789456 |
After sending the SMS, you’ll receive a response within seconds.
How to Register for Bank of Baroda SMS Banking
To use SMS Banking, your mobile number must be linked to your BOB account.
Already linked?
You’re ready to go. Just send the commands listed above.
Not registered?
Here’s how to register your mobile number:
- Visit your home branch
- Fill out a mobile number registration form
- Submit it with valid ID proof
- Your number will be activated for SMS Banking within 24–48 hours
Important Notes
- SMS charges may apply as per your mobile plan
- SMS Banking works 24×7, even on weekends and holidays
- Use correct SMS format to avoid failed responses
FAQs
Q1: Can I use SMS Banking without internet?
A. Yes! SMS Banking works on any phone — no internet needed.
Q2: Can I register for SMS Banking online?
A. No. Mobile number registration must be done at your home branch.
Q3: Is SMS Banking free?
A. Bank of Baroda does not charge for the service, but your mobile operator may charge SMS fees.
Q4: Can I block my debit card via SMS?
A. Yes. Send BLOCK <last 4 digits of card> to 8422009988 immediately if your card is lost.
Key Takeaways
- BOB SMS Banking is a fast, offline way to manage your account.
- Send SMS to 8422009988 from your registered number.
- Check balance, get mini statements, block cards, and more.
- Ideal for non-smartphone users or low-connectivity areas.
