The Bank of Baroda RTGS form is used to transfer large-value funds (₹2 lakh and above) from your BoB account to another bank account through the RTGS (Real Time Gross Settlement) system.
Quick Summary
- Minimum RTGS amount: ₹2,00,000
- Mode: Branch or Online (Net Banking)
- Settlement: Real-time
- Charges: May apply (varies by amount & channel)
- Availability: Branch hours / Online as per RTGS window
What Is Bank of Baroda RTGS?
RTGS is a real-time fund transfer system regulated by RBI, mainly used for high-value transactions where instant credit is required.
Bank of Baroda RTGS Form – Where to Get It
You can get the BoB RTGS form from:
- Any Bank of Baroda branch
- Bank help desk inside the branch
- Sometimes available at customer service counters
Many customers now prefer online RTGS via net banking, which does not require a physical form.
How to Fill Bank of Baroda RTGS Form (Step-by-Step)
Section 1: Remitter (Sender) Details
Fill your own details:
- Account holder name
- Bank of Baroda account number
- Account type (Savings / Current)
- Mobile number
- Branch name
- Amount (₹)
- Amount in words
Section 2: Beneficiary (Receiver) Details
Fill carefully to avoid failure:
- Beneficiary name
- Beneficiary bank name
- Branch name
- Account number
- IFSC code (mandatory)
Section 3: Declaration & Signature
- Tick RTGS option
- Sign as per bank records
- Mention date and place
Any mismatch in account number or IFSC can cause delay or rejection.
Documents Required with RTGS Form
- Filled RTGS form
- Cheque or debit authorisation (may be required)
- Valid ID proof (sometimes asked)
How to Submit Bank of Baroda RTGS
- Visit your BoB branch
- Submit the filled RTGS form at the counter
- Deposit required amount
- Collect acknowledgement / reference number
Online RTGS in Bank of Baroda (No Form Needed)
If you have BoB Net Banking:
- Log in to Net Banking
- Add beneficiary
- Choose RTGS
- Enter amount (₹2 lakh or more)
- Confirm using OTP
✔ Faster
✔ No paperwork
✔ Available 24×7 (as per RBI-enabled RTGS)
RTGS Charges (Indicative)
Charges may vary by branch and channel:
- Branch RTGS: May be chargeable
- Online RTGS: Often free or lower charges
Check in BoB net banking or branch for exact fees.
FAQs – Bank of Baroda RTGS Form
Q1. Can I use RTGS for less than ₹2 lakh?
A. No. For amounts below ₹2 lakh, use NEFT or IMPS.
Q2. How long does RTGS take?
A. RTGS is processed in real time, usually within minutes.
Q3. Can RTGS be cancelled?
A. Generally not, once processed. Contact branch immediately if needed.
Q4. Is RTGS available on holidays?
A. Online RTGS works 24×7. Branch RTGS depends on branch working hours.
Common Mistakes to Avoid
- Wrong IFSC code
- Incorrect beneficiary account number
- Signature mismatch
- Writing NEFT instead of RTGS
Conclusion
The Bank of Baroda RTGS form is a straightforward way to transfer ₹2 lakh or more through your branch, while online RTGS via net banking is faster and paperless. Always double-check beneficiary details to ensure instant and successful transfer.
