14-Digit Structure Explained
Bank of Baroda (BOB) uses a 14-digit account number with a built-in structure for efficient processing:
- First 4 digits: Branch code — unique to each BOB branch
- Next 2 digits: Product code — identifies account type (e.g., savings, current)
- Last 8 digits: Customer’s unique serial number within that type
🗂 Structure:BBBB PP CCCCCCCC
Example:1234 56 77654321→ branch1234, product type56, account77654321
Why the 14-Digit Format?
- Ensures accurate routing and processing via NEFT, RTGS, IMPS
- Distinguishes account branch and type clearly
- Reduces errors with long, structured format
How to Find Your BOB Account Number
You can locate it via:
- Passbook: Printed on opening page
- Cheque book: Account number appears on every leaf
- BOB Mobile Banking app: Profile or account summary shows full 14-digit number
- Internet Banking: Visible under My Profile or account details
- Branch visit or customer care: Provide ID and registered info to retrieve it
Quick Facts at a Glance
| Feature | Details |
|---|---|
| Account length | 14 digits |
| Format Components | 4-digit branch + 2-digit product + 8-digit sequence |
| Use | NEFT/RTGS/IMPS, internal reconciliation, documents |
| Ways to retrieve | Passbook, cheque, app, net banking, branch or phone |
| Security tip | Share only full 14 digits with correct IFSC |
Why It Matters
Using the complete 14-digit account number along with the IFSC code helps ensure that inter-bank transactions are routed and settled correctly. Partial or incorrect digits can lead to transaction failures, delays, or reversals.
Final Note
Bank of Baroda’s account numbering system is uniform, clear, and secure. With 14 digits combining branch and product details, it streamlines digital transfers while minimizing error potential.
