Bank Holidays in India (2026) are decided by the Reserve Bank of India (RBI) and include national holidays, regional/state holidays, religious festivals, and weekly holidays. Because many holidays are state-specific, the exact list can vary depending on where your bank branch is located.
This guide gives you a clear understanding of bank holidays in 2026, what is common across India, and how to check the exact holidays for your state.
Quick Summary – Bank Holidays 2026
- Applicable to: Public & private sector banks
- Includes: National, state, festival & weekend holidays
- Digital banking: Net banking, UPI & ATMs usually work
- Branch operations: Closed on bank holidays
National Bank Holidays in India (2026)
These holidays are observed across most states and banks:
| Holiday | Day |
|---|---|
| Republic Day | 26 January 2026 (Monday) |
| Independence Day | 15 August 2026 (Saturday) |
| Gandhi Jayanti | 2 October 2026 (Friday) |
On these days, bank branches remain closed nationwide.
Major Festival Bank Holidays (Observed in Many States)
These holidays are observed in many states, but not all:
- Holi
- Id-ul-Fitr (Ramzan Eid)
- Id-ul-Adha (Bakrid)
- Diwali (Deepavali)
- Dussehra (Vijaya Dashami)
- Guru Nanak Jayanti
- Christmas (25 December)
Exact dates and observance may vary by state.
Weekly Bank Holidays (All Year – 2026)
Banks are closed on:
- All Sundays
- Second Saturday of every month
- Fourth Saturday of every month
This rule applies across India.
State-Wise Bank Holidays (2026)
Apart from national holidays, banks observe state-specific holidays, such as:
- Maharashtra Day
- Tamil New Year
- Ugadi
- Onam
- Bihu
- Pongal
- Chhath Puja
- Local festivals & state formation days
These holidays depend on:
- State government notification
- RBI holiday calendar
- Local customs
Are Banks Completely Closed on Holidays?
What Is Closed
- Bank branches
- In-branch services (cash deposit, passbook update)
What Still Works
- Net banking
- Mobile banking apps
- UPI payments
- ATMs & CDMs (subject to cash availability)
How to Check Exact Bank Holidays for Your State (2026)
You can confirm your state-wise bank holidays by:
- Checking your bank’s official website or app
- Viewing the RBI holiday calendar
- Asking your local bank branch
- Checking in net banking / mobile banking app
Bank Holidays 2026 – FAQs
Are private banks also closed on bank holidays?
A. Yes, most private banks follow the same holiday calendar.
Do ATMs work on bank holidays?
A. Yes, ATMs usually work, but cash availability may vary.
Is UPI available on bank holidays?
A. Yes, UPI works 24×7, including holidays.
Can NEFT/RTGS work on holidays?
A. NEFT usually works 24×7. RTGS availability may vary by bank.
Conclusion
Bank Holidays in 2026 include national holidays, state-specific festivals, and weekends. While bank branches remain closed on these days, digital banking services continue to work, making everyday transactions easy.
