Bandhan Bank UPI Setup: Step-by-Step for New Users
Bandhan Bank UPI Setup: Step-by-Step for New Users
You can set up UPI for your Bandhan Bank account through the mBandhan app or any third-party UPI app like Google Pay, PhonePe, or BHIM. Setup takes just a few minutes and requires your registered mobile number and debit card details.
Set Up UPI via mBandhan App
- Open mBandhan and log in.
- Go to the UPI section.
- Tap Create UPI ID.
- Choose your VPA (e.g., yourname@bandhan).
- Link your Bandhan Bank account.
- Verify with your debit card number and expiry date.
- Set a 4 or 6 digit UPI PIN.
Set Up Bandhan Bank on Google Pay or PhonePe
- Open Google Pay or PhonePe.
- Go to Bank Accounts and tap Add.
- Select Bandhan Bank from the list.
- The app detects your mobile number and links the account.
- Verify with OTP on your registered number.
- Enter your debit card details to create your UPI PIN.
Using UPI with Bandhan Bank
- Pay at any shop, app, or website that accepts UPI.
- Transfer money by entering a UPI ID, mobile number, or scanning a QR code.
- Receive money into your Bandhan Bank account.
- Check your UPI transaction history in the app.
UPI Limits for Bandhan Bank
As per NPCI rules, the default limit is Rs. 1 lakh per UPI transaction. Bandhan Bank may set its own per-day limit. Always check the app for the current limit applicable to your account.
FAQ
Can I link Bandhan Bank with multiple UPI apps?
Yes. You can link your Bandhan Bank account to multiple UPI apps such as mBandhan, Google Pay, and PhonePe. All apps will draw from the same bank balance.
What if UPI setup fails for Bandhan Bank?
The most common reason is a mismatch between the mobile number on the SIM and the number registered with the bank. Use the SIM that has your registered number in the phone during setup.
Are UPI transactions free with Bandhan Bank?
Yes, UPI payments are free for retail customers as per government policy.
Key Takeaways
- Set up UPI via mBandhan or third-party apps like Google Pay.
- Debit card details are needed to set UPI PIN during registration.
- NPCI limit: Rs. 1 lakh per UPI transaction.
- Multiple UPI apps can link to one Bandhan Bank account.
- UPI transactions are free for customers.




