Bandhan Bank’s Internet Banking (via retail portal retail.bandhanbank.com) delivers secure, 24×7 access to banking services—from statements and fund transfers to investments and bill payments.
Who Can Use It?
Available for:
- Retail (savings/current) customers with ATM/debit cards
- Customers with a valid reference number or CIF registered in the bank
- A registered mobile number linked to the account is mandatory
Registration & Activation Steps
1. Online Self-Registration
- Visit the Bandhan Bank Internet Banking portal and click “New User / Register Now”.
- Choose to register via Debit Card & PIN or Reference Number / Personal Info (CIF, PAN, DOB, etc.).
- Verify mobile number via OTP, then set your User ID, Login Password, and Transaction Password (TPIN).
2. ATM or Branch Registration
- Register at a Bandhan Bank ATM (if option available) and receive credentials via SMS
- Or visit your branch and complete the form to receive details through courier/email.
No registration fee; data/SMS charges may apply per your plan.
Login Options & Security
Post-registration, you can log in using:
- User ID + Password + OTP verification
- Or Mobile Number + mPIN authentication + OTP, which activates mobile-linked login with optional pattern/fingerprint setup
First login to Internet Banking requires OTP-based password reset. Session timeouts and virtual keyboard protection are standard.
Core Net Banking Features
Account Access
- View balances, mini or detailed e‑statements and download account/deposit/TDS certificates
- Manage multiple linked accounts like overdrafts or cash credit under one login
Fund Transfers
- Use NEFT, RTGS, IMPS to transfer funds within or outside Bandhan Bank
- Set up recurring transfers and manage beneficiary lists
Bill Payments & Services
- Utility payments, recharges, credit card or insurance payments
- Submit service requests: cheque book issue/cancel, stop payments, card block, ATM PIN generation, Aadhaar linking, etc.
Investments & Deposits
- Open or manage FD/RDs, mutual funds, insurance, schedule NACH mandates, and order financial certificates
Charges & Transaction Limits
- Basic Net Banking registration is free
- Charges for fund transfers follow standard bank rules: NEFT/RTGS/IMPS rates (e.g., NEFT up to ₹10k = ₹2; RTGS ₹2–5 lakh = ₹14; IMPS up to ₹2 lakh = ₹5–₹15)
- SMS/network charges may apply
Security Best Practices
- Always log in via and enable the secure access text/image feature
- Use strong, unique passwords and log out after each session
- Avoid using public Wi-Fi or shared devices for transactions
Summary Table
| Step/Feature | Description |
|---|---|
| Register | Self-register online or via ATM/branch |
| Login | Use User ID/password or mobile/mPIN + OTP |
| Services Offered | Statements, transfers, bill payments, deposits, card services, cheque services |
| Security Measures | OTP, TPIN, captcha, secure keyboard, auto-logout |
| Charges | Registration free; transaction fees apply as per service |
Why Choose Bandhan Net Banking?
- Works 24×7, even weekends and holidays
- Unified dashboard for all accounts, RTGS/NEFT/IMPS transfers, and service requests
- Easily accessible via web portal or mobile app (mBandhan), with security features and convenience built in
