Bandhan Bank KYC Update: Online and Offline Steps
Bandhan Bank KYC Update: Online and Offline Steps
You can update your KYC with Bandhan Bank through the mBandhan app, by email, or by visiting your nearest branch. Bandhan Bank may also offer Video KYC for eligible customers who want to avoid a branch visit.
KYC Update via mBandhan App
- Log in to mBandhan.
- Go to Service Requests.
- Select KYC Update.
- Upload a clear photo of your Aadhaar card (front and back) and a live selfie.
- Submit and wait for confirmation.
KYC Update at Branch
- Visit your nearest Bandhan Bank branch.
- Carry original copies of your Aadhaar, PAN, and a recent photograph.
- Fill in the KYC form at the help desk.
- Submit documents with your signature.
- Collect the acknowledgement slip.
Documents Accepted for KYC
- Identity proof: Aadhaar, PAN card, Passport, Voter ID.
- Address proof: Aadhaar, utility bill (within 3 months), bank statement with address.
- Photograph: Recent passport-size photo.
What Happens if KYC Is Not Updated
As per RBI guidelines, banks must keep customer records current. If your KYC is overdue, Bandhan Bank may restrict transactions, freeze your account for credits, or limit ATM withdrawals until KYC is refreshed.
FAQ
Why is Bandhan Bank asking me to update my KYC?
RBI mandates periodic KYC re-verification for all bank accounts. If your address or identity documents have expired or your personal details have changed, the bank is required to update its records.
Can I do Bandhan Bank KYC update from home?
Yes, you can upload documents via the mBandhan app. Bandhan Bank may also offer Video KYC sessions. Contact customer care at 1800 258 8181 to check eligibility.
How long does Bandhan Bank KYC update take?
Digital submissions are typically reviewed within 2 to 5 working days. Branch submissions may be processed within 1 to 3 working days.
Key Takeaways
- KYC can be updated via mBandhan app or at branch.
- Aadhaar and PAN are the primary accepted documents.
- Outdated KYC can result in account restrictions per RBI rules.
- Processing takes 1 to 5 working days depending on the method.
- Call 1800 258 8181 to check eligibility for Video KYC.
