Bandhan Bank offers competitive deposit rates. As of May 1 2025, interest rates on domestic FDs below ₹2 crore ranged from 3.00 % to 7.75 % per annum for general customers, while senior citizens earned up to 0.75 % extra. The highest rate of 7.75 % was available for a one‑year deposit.
Bandhan Bank FD Rates (Deposits <₹2 Crore)
| Tenure | General rate | Senior citizen rate |
|---|---|---|
| 7 days – 14 days | 3.00 % | 3.75 % |
| 6 months – <1 year | 4.50 % | 5.25 % |
| 1 year | 7.75 % | 8.25 % |
| 1 year 1 day – 1 year 9 months | 7.65 % | 8.15 % |
| 1 year 9 months 1 day – <2 years | 7.25 % | 7.75 % |
Bandhan Bank also provides special rates for senior citizens and differential rates for deposits above ₹2 crore. Before investing, review the bank’s latest rate card and confirm the premature withdrawal rules.
