Axis Bank SMS Banking: Check Balance, Mini Statement & More (2025 Guide)

Need quick info about your Axis Bank account but don’t have internet? Axis Bank SMS Banking lets you check your account balance, mini statement, cheque status, and more with a simple text message — anytime, anywhere.

No app. No login. Just SMS from your registered mobile number and get an instant reply.

What Is Axis Bank SMS Banking?

Axis SMS Banking is a free service that allows customers to access key account details via SMS. It’s ideal for:

  • Checking balance and last 5 transactions
  • Requesting a cheque book
  • Blocking an ATM card
  • Checking loan status, and more

🟢 Available 24×7
📞 Works from any basic mobile phone
📩 Just send an SMS to the official Axis shortcode

Axis Bank SMS Banking Number

Send SMS to:
📱 56161600 (standard SMS charges apply)
OR
📱 +91 86910 00002 (if you’re outside India)

Axis Bank SMS Banking Commands (2025)

Here are the most useful SMS keywords and formats:

ServiceSMS FormatExample
💰 Account BalanceBALBAL
📜 Mini StatementMINIMINI
🧾 Cheque Book RequestCHQREQCHQREQ
🏦 Cheque Status InquiryCHQSTS <cheque number>CHQSTS 123456
🔒 Block Debit CardBLOCK <last 4 digits of card>BLOCK 1234
📋 Account DetailsACCTINFOACCTINFO
🔁 Last 3 Salary CreditsSALARYSALARY
💸 Loan StatusLOANLOAN

All SMS must be sent from your registered mobile number.
❌ Messages from unregistered numbers will be ignored.

How to Activate SMS Banking in Axis Bank

If your mobile number is already linked to your account, you’re automatically enrolled in SMS Banking.

To register/update your mobile number:

  • Visit the nearest Axis Bank branch
  • Submit a KYC document and a mobile number update form
  • Your number will be activated within 1–2 working days

Is SMS Banking Safe?

Yes, but follow these precautions:

  • Never share your OTP or card details via SMS
  • Delete sensitive SMS after reading
  • Lock your phone with a PIN or biometric
  • Use Axis Mobile or Internet Banking for transactions

FAQs

Q1: Is Axis Bank SMS Banking free?

A. Yes, Axis Bank does not charge for SMS banking. However, your mobile operator may apply standard SMS charges.

Q2: Can I use SMS banking without a smartphone?

A. ✅ Yes. It works on any phone, including basic models.

Q3: Can I check account info from abroad?

A. Yes. Send SMS to +91 86910 00002 from your registered number.

Q4: Can I use SMS Banking for fund transfers?

A. No. SMS banking is for information only. Use the Axis Mobile app or net banking for fund transfers.

Key Takeaways

  • Send SMS to 56161600 from your registered mobile number
  • Check balance, get mini statements, block cards & more
  • Works 24×7 — even without internet or smartphone
  • Secure, simple, and ideal for quick banking info