Regular Working Days
- Open Monday to Friday: 9:30 AM to 3:30 PM — most branches use this standard schedule.
- Lunch break is typically between 1:00 PM and 2:00 PM, but branches often keep some counters open during that hour.
Saturdays
- Branches operate on 1st, 3rd, and 5th Saturdays, with same hours: 9:30 AM to 3:30 PM.
- Closed on 2nd and 4th Saturdays, as well as all Sundays and official holidays.
NEFT, RTGS & IMPS: Digital Transaction Timings
NEFT (National Electronic Funds Transfer)
- Axis Bank processed NEFT is available 24×7, every day, including Sundays and holidays.
- Working hours: No transaction limit between 7:00 AM – 7:00 PM
- Off-hours transaction limit: Up to ₹1 crore per transaction, processed on next hour or day.
RTGS (Real-Time Gross Settlement)
- Operates 24×7 as per RBI policy.
- Traditional branch-based RTGS settlement window: 7:00 AM to 5:45 PM on weekdays; until 1:45 PM on working Saturdays.
IMPS (Immediate Payment Service)
- Available 24×7 all year, including weekends and holidays—ideal for instant transfers using UPI or Mobile Banking.
Quick Reference: Axis Bank Timings Summary
| Service | Availability | Notes |
|---|---|---|
| Branch Hours (Mon–Fri) | 9:30 AM – 3:30 PM | Lunch between 1–2 PM; some counters open |
| Working Saturdays | 9:30 AM – 3:30 PM | Only 1st, 3rd, 5th Saturdays |
| Closed | Sundays, 2nd & 4th Saturdays, Holidays | |
| NEFT (Digital) | 24×7 | ₹1 crore limit outside 7 AM–7 PM |
| RTGS (Digital) | 24×7 | Traditional branch slot ends 5:45 PM |
| IMPS/UPI | 24×7 | Always available—no downtime |
How to Plan Visits or Transfers
- Visit early or during non-lunch hours (e.g. before 1 PM) for faster service.
- Avoid visiting on 2nd & 4th Saturdays, Sundays, or public holidays.
- Use digital banking channels for urgent or binary transfers at any time—even outside branch hours:
- NEFT: Available always; delays only for high-value after-hours transfers.
- RTGS/IMPS/UPI: Works 24×7 with immediate settlement on IMPS/UPI, and real-time for RTGS transactions up to ₹1 crore.
Final Thoughts
In 2025, Axis Bank branch hours are consistently 9:30 AM to 3:30 PM on weekdays and select Saturdays, with a prime lunch window around 1–2 PM. Digital transactions like NEFT, RTGS, and IMPS offer 24×7 access, making transfers convenient beyond the physical branch schedule. Whether you need in-person service or prefer online transfers, Axis Bank provides flexibility around the clock.
