AU Small Finance Bank UPI Setup: Step-by-Step
AU Small Finance Bank UPI Setup: Step-by-Step
Set up UPI for your AU Small Finance Bank account using the AU 0101 app or any third-party UPI app like Google Pay or PhonePe. You need your registered mobile number and debit card details to complete setup in under 5 minutes.
Set Up UPI on the AU 0101 App
- Download and open the AU 0101 app.
- Log in and tap UPI or Pay on the home screen.
- Your AU SFB account will be detected. Tap Set UPI PIN.
- Enter the last 6 digits of your AU SFB debit card and its expiry date.
- Verify with the OTP sent to your registered mobile number.
- Set your 4 or 6-digit UPI PIN and confirm.
Set Up UPI on Google Pay or PhonePe
- Install the UPI app and register with the mobile number linked to your AU SFB account.
- Tap Add Bank Account and select AU Small Finance Bank.
- Your account will be detected. Proceed to set the UPI PIN using debit card details and OTP.
UPI Limits
- Default NPCI limit: Rs 1 lakh per transaction.
- Some apps allow higher limits for specific uses (medical emergencies, tax payments).
- AU SFB follows NPCI-prescribed limits.
Key Takeaways
- UPI setup is possible via AU 0101 or any third-party UPI app.
- Debit card details and OTP are required for PIN setup.
- UPI is available 24×7 including weekends and holidays.
- The UPI PIN is separate from your ATM PIN and net banking password.
FAQ
Can I link multiple bank accounts to one UPI app?
Yes. Most UPI apps allow multiple bank accounts. You can link your AU SFB account alongside accounts from other banks and choose which to debit for each transaction.
What if my AU SFB account is not detected during UPI registration?
Make sure the mobile number used to register the UPI app matches the number registered with AU SFB. If they differ, update the bank’s records first through the AU 0101 app or branch.
Can I use UPI without the AU 0101 app?
Yes. Any NPCI-approved UPI app (Google Pay, PhonePe, Paytm, BHIM) can be linked to your AU SFB account without needing the AU 0101 app.
