Andhra Bank ATM: Withdrawal, Balance Check, Charges & PIN (2026)

Andhra Bank has been merged with Union Bank of India, but many customers still search for Andhra Bank ATM services. All former Andhra Bank debit cards now work seamlessly at Union Bank of India ATMs as well as other bank ATMs across India.

You can withdraw cash, check balance, change ATM PIN, and use basic ATM services 24×7.

Quick Summary: Andhra Bank ATM

  • Andhra Bank is now part of Union Bank of India
  • Old Andhra Bank debit cards continue to work
  • Cash withdrawal, balance enquiry & mini statement available
  • Free transactions at Union Bank ATMs (as per limits)
  • Services available 24×7

Are Andhra Bank ATMs Still Available?

After the merger:

  • Andhra Bank ATMs are now rebranded as Union Bank of India ATMs
  • Customers can use:
    • Union Bank of India ATMs
    • Other bank ATMs (as per RBI guidelines)

You do not need to change your debit card immediately if it is still valid.

Services Available at Andhra Bank (Union Bank) ATM

Using your Andhra Bank / Union Bank debit card, you can:

  • Cash withdrawal
  • Balance enquiry
  • Mini statement
  • ATM PIN generation / change
  • Fund transfer (select ATMs)
  • Fast cash option

Services may vary slightly depending on ATM location.

How to Withdraw Cash from Andhra Bank ATM

  1. Insert your debit card
  2. Select preferred language
  3. Enter ATM PIN
  4. Choose Cash Withdrawal
  5. Enter amount
  6. Collect cash & receipt

How to Check Balance at Andhra Bank ATM

  1. Insert debit card
  2. Enter ATM PIN
  3. Select Balance Enquiry
  4. Balance is displayed on screen
  5. Optionally print receipt

Andhra Bank ATM Charges (Now Union Bank)

Transaction TypeCharges
Union Bank ATM transactionsFree (within free limit)
Other bank ATM transactionsAs per RBI norms
Balance enquiryUsually free
Mini statementFree

Free transaction limits depend on account type and location (metro / non-metro).

How to Generate or Change Andhra Bank ATM PIN

Method 1: At ATM

  1. Insert debit card
  2. Select Create / Change PIN
  3. Enter account details or card details
  4. Verify with OTP
  5. Set new ATM PIN

Method 2: At Branch

  • Visit nearest Union Bank branch
  • Submit debit card & ID proof
  • Bank staff will assist with PIN generation

What If Your Andhra Bank ATM Card Is Not Working?

Possible reasons:

  • Card expired
  • PIN blocked due to wrong attempts
  • Card not enabled for ATM usage

Solution:

  • Contact Union Bank branch
  • Request card replacement or reactivation
  • Reset ATM PIN if required

Security Tips for ATM Users

  • Never share your ATM PIN
  • Cover keypad while entering PIN
  • Avoid help from strangers
  • Collect cash and receipt before leaving
  • Report lost card immediately

FAQs on Andhra Bank ATM

Can I still use my Andhra Bank ATM card?

A. Yes, if it is valid, it works at Union Bank ATMs and other bank ATMs.

Do I need a new Union Bank ATM card?

A. Not immediately. You may get a new card when the old one expires.

Are Andhra Bank ATMs still visible?

A. Most have been converted into Union Bank of India ATMs.

Is cash withdrawal available 24×7?

A. Yes, subject to ATM uptime and cash availability.


Conclusion

Although Andhra Bank no longer exists as a separate entity, its customers can continue to use ATM services smoothly through Union Bank of India. From cash withdrawals to balance checks and PIN changes, all essential ATM facilities remain active and accessible 24×7.