Airtel Payments Bank UPI Setup: Complete Step-by-Step Guide
How to Set Up UPI on Airtel Payments Bank
Setting up UPI on your Airtel Payments Bank account takes less than 5 minutes through the Airtel Thanks app. Once set up, you can send and receive money instantly, pay bills, and shop online using your Airtel Payments Bank UPI ID.
Prerequisites
- An active Airtel Payments Bank savings account
- Your registered mobile number inserted in your smartphone
- The Airtel Thanks app installed on your phone
- A debit card for setting UPI PIN (if not already set)
Steps to Set Up Airtel Payments Bank UPI
- Open the Airtel Thanks app and log in.
- Tap on the UPI or Payments Bank section.
- Select Add Bank Account and choose Airtel Payments Bank.
- The app will automatically detect your registered SIM and send a verification SMS.
- Once verified, you will see your UPI ID (usually yourphonenumber@airtel).
- Tap on Set UPI PIN.
- Enter your Airtel Payments Bank debit card number (last 6 digits) and expiry date.
- Enter the OTP received on your registered mobile number.
- Set a 4 or 6-digit UPI PIN of your choice.
- Your UPI is now active and ready to use.
How to Link Airtel Payments Bank to Other UPI Apps
You can also link your Airtel Payments Bank account to third-party UPI apps like Google Pay, PhonePe, or BHIM:
- Open the third-party UPI app.
- Go to Add Bank Account.
- Select Airtel Payments Bank from the list.
- Complete SIM-based verification and set or confirm your UPI PIN.
Key Takeaways
- Your default Airtel Payments Bank UPI ID format is mobilenumber@airtel.
- You can use your UPI ID on any UPI app in India.
- UPI transactions are instant and free for most transfers.
- The daily UPI transaction limit is subject to NPCI and bank guidelines.
- Never share your UPI PIN with anyone.
Frequently Asked Questions
What is the default UPI ID for Airtel Payments Bank?
Your default UPI ID is your registered mobile number followed by @airtel (e.g., 9876543210@airtel).
Can I change my UPI PIN for Airtel Payments Bank?
Yes. Go to the UPI section in the Airtel Thanks app, select your account, and choose the option to change or reset your UPI PIN.
What is the daily UPI transaction limit?
As per NPCI guidelines, the daily UPI limit is Rs 1 lakh per transaction. Airtel Payments Bank may have its own per-day limits, which you can check in the app.
What should I do if my UPI payment fails?
If your payment fails but money is debited, it will typically be reversed within 24-48 hours. Contact customer care at 400 if the issue persists.
Can I have multiple UPI IDs for Airtel Payments Bank?
Yes. When you link your account to different UPI apps, each app assigns a separate UPI ID to the same account.




