{"id":9445,"date":"2026-01-05T04:30:00","date_gmt":"2026-01-05T04:30:00","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?p=9445"},"modified":"2025-12-08T13:28:21","modified_gmt":"2025-12-08T13:28:21","slug":"sip-vs-stp-vs-swp-mutual-fund-comparison","status":"publish","type":"post","link":"https:\/\/lemonn.co.in\/blog\/mutual-fund\/sip-vs-stp-vs-swp-mutual-fund-comparison\/","title":{"rendered":"SIP vs. STP vs. SWP \u2013 Which Is Better for You in 2026?"},"content":{"rendered":"<figure class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"890\" height=\"593\" src=\"https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2025\/12\/SIP-vs.-STP-vs.-SWP.png\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"SIP vs. STP vs. SWP \u2013 Which Is Better for You in 2025?\" style=\"object-fit:cover;\" srcset=\"https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2025\/12\/SIP-vs.-STP-vs.-SWP.png 890w, https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2025\/12\/SIP-vs.-STP-vs.-SWP-300x200.png 300w, https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2025\/12\/SIP-vs.-STP-vs.-SWP-768x512.png 768w, https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2025\/12\/SIP-vs.-STP-vs.-SWP-150x100.png 150w\" sizes=\"auto, (max-width: 890px) 100vw, 890px\" \/><\/figure>\n\n\n<h2 id='introduction-understanding-mutual-fund-investment-options'  id=\"boomdevs_1\" class=\"wp-block-heading\">Introduction \u2013 Understanding Mutual Fund Investment Options<\/h2>\n\n\n\n<p>Every investor eventually reaches a point where they must pick a style that fits their financial rhythm. Some prefer steady contributions. Some want a smooth transfer between funds. Others want a monthly payout that feels predictable. To compare SIP vs. STP vs. SWP, it helps to begin with how they shape cash flow and investor discipline.<\/p>\n\n\n\n<h3 id='the-rise-of-systematic-plans-in-mutual-funds'  id=\"boomdevs_2\" class=\"wp-block-heading\">The Rise of Systematic Plans in Mutual Funds<\/h3>\n\n\n\n<p>India\u2019s investor base expanded rapidly as people looked for structured ways to invest. Systematic plans offered a simple entry point.&nbsp;<\/p>\n\n\n\n<h3 id='why-choosing-between-sip-stp-and-swp-matters'  id=\"boomdevs_3\" class=\"wp-block-heading\">Why Choosing Between SIP, STP, and SWP Matters<\/h3>\n\n\n\n<p>Each plan serves a different purpose. SIP builds wealth. STP balances portfolios. SWP creates income.&nbsp;<\/p>\n\n\n\n<h2 id='what-is-sip-systematic-investment-plan'  id=\"boomdevs_4\" class=\"wp-block-heading\">What Is SIP (Systematic Investment Plan)?<\/h2>\n\n\n\n<p>SIP is arguably the most trusted starting point for equity investing. It breaks the investment journey into predictable intervals, helping investors build long-term habits.<\/p>\n\n\n\n<h3 id='sip-meaning-and-concept'  id=\"boomdevs_5\" class=\"wp-block-heading\">SIP Meaning and Concept<\/h3>\n\n\n\n<p>An SIP allows investors to put a fixed amount into a mutual fund at regular intervals. Weekly, monthly, quarterly\u2014anything works as long as the habit stays consistent.<\/p>\n\n\n\n<h3 id='how-sip-works'  id=\"boomdevs_6\" class=\"wp-block-heading\">How SIP Works<\/h3>\n\n\n\n<p>Every SIP installment buys units based on that day\u2019s NAV. When markets fall, you receive more units. When markets rise, you receive fewer. Over time, this creates a natural averaging effect.<\/p>\n\n\n\n<h3 id='benefits-of-investing-through-sip'  id=\"boomdevs_7\" class=\"wp-block-heading\">Benefits of Investing Through SIP<\/h3>\n\n\n\n<p>SIPs bring several advantages: smoother market entry, disciplined investing, and better emotional control.&nbsp;<\/p>\n\n\n\n<h3 id='ideal-investors-for-sip'  id=\"boomdevs_8\" class=\"wp-block-heading\">Ideal Investors for SIP<\/h3>\n\n\n\n<p>SIP works best for first-time investors, salaried professionals, and anyone who prefers a consistent, low-stress plan to build wealth over the years.<\/p>\n\n\n\n<h2 id='what-is-stp-systematic-transfer-plan'  id=\"boomdevs_9\" class=\"wp-block-heading\">What Is STP (Systematic Transfer Plan)?<\/h2>\n\n\n\n<p>STP plays a different role. It moves money between funds with structure and timing. It smoothens transitions that might otherwise feel abrupt.<\/p>\n\n\n\n<h3 id='stp-meaning-and-concept'  id=\"boomdevs_10\" class=\"wp-block-heading\">STP Meaning and Concept<\/h3>\n\n\n\n<p>STP automatically transfers money from one mutual fund to another within the same fund house. Most investors shift from a debt fund to an equity fund or vice versa using this route.<\/p>\n\n\n\n<h3 id='how-stp-works'  id=\"boomdevs_11\" class=\"wp-block-heading\">How STP Works<\/h3>\n\n\n\n<p>You invest a lump sum into one fund and instruct the AMC to transfer a small amount into another fund at fixed intervals.<\/p>\n\n\n\n<h3 id='types-of-stp-fixed-capital-appreciation-flexi'  id=\"boomdevs_12\" class=\"wp-block-heading\">Types of STP (Fixed, Capital Appreciation, Flexi)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fixed STP:<\/strong> Transfers a fixed amount regularly.<\/li>\n\n\n\n<li><strong>Capital Appreciation STP:<\/strong> Transfers only the gains made in the source fund.<\/li>\n\n\n\n<li><strong>Flexi STP:<\/strong> Transfers amounts based on market conditions or investor instructions.<\/li>\n<\/ul>\n\n\n\n<h3 id='advantages-of-stp-for-portfolio-balancing'  id=\"boomdevs_13\" class=\"wp-block-heading\">Advantages of STP for Portfolio Balancing<\/h3>\n\n\n\n<p>STP helps investors move gradually, manage portfolio risk, and make transitions less sensitive to market timing.<\/p>\n\n\n\n<h3 id='who-should-opt-for-stp'  id=\"boomdevs_14\" class=\"wp-block-heading\">Who Should Opt for STP<\/h3>\n\n\n\n<p>Investors with lump-sum money, people shifting asset allocation, and those managing volatility often benefit from STP.<\/p>\n\n\n\n<h2 id='what-is-swp-systematic-withdrawal-plan'  id=\"boomdevs_15\" class=\"wp-block-heading\">What Is SWP (Systematic Withdrawal Plan)?<\/h2>\n\n\n\n<p>While SIP builds portfolios and STP balances them, SWP turns a mutual fund into an income stream.<\/p>\n\n\n\n<h3 id='swp-meaning-and-concept'  id=\"boomdevs_16\" class=\"wp-block-heading\">SWP Meaning and Concept<\/h3>\n\n\n\n<p>A SWP allows investors to withdraw a fixed amount periodically from their existing mutual fund investments.<\/p>\n\n\n\n<h3 id='how-swp-works'  id=\"boomdevs_17\" class=\"wp-block-heading\">How SWP Works<\/h3>\n\n\n\n<p>Units are redeemed regularly based on the withdrawal amount. If the fund grows faster than withdrawals, the investment value increases.<\/p>\n\n\n\n<h3 id='benefits-of-swp-for-regular-income'  id=\"boomdevs_18\" class=\"wp-block-heading\">Benefits of SWP for Regular Income<\/h3>\n\n\n\n<p>Retirees use SWP to create stable cash flows. It avoids the unpredictability of dividends and reduces dependence on interest-based products.<\/p>\n\n\n\n<h3 id='ideal-investors-for-swp'  id=\"boomdevs_19\" class=\"wp-block-heading\">Ideal Investors for SWP<\/h3>\n\n\n\n<p>People seeking monthly income, early retirees, or those who want tax-efficient cash flows may prefer SWP.<\/p>\n\n\n\n<h2 id='sip-vs-stp-vs-swp-key-differences'  id=\"boomdevs_20\" class=\"wp-block-heading\">SIP vs. STP vs. SWP \u2013 Key Differences<\/h2>\n\n\n\n<p>These plans differ widely in purpose. One brings money in. One shifts it. One takes it out.<\/p>\n\n\n\n<h3 id='comparison-table-sip-stp-and-swp'  id=\"boomdevs_21\" class=\"wp-block-heading\">Comparison Table \u2013 SIP, STP, and SWP<\/h3>\n\n\n\n<p>A SIP inputs money. An STP reallocates money. An SWP withdraws money. Three distinct paths for three different needs.<\/p>\n\n\n\n<h3 id='purpose-and-cash-flow-differences'  id=\"boomdevs_22\" class=\"wp-block-heading\">Purpose and Cash Flow Differences<\/h3>\n\n\n\n<p>SIP pushes money inwards. STP circulates it. SWP sends it back to the investor.<\/p>\n\n\n\n<h3 id='risk-return-and-liquidity-comparison'  id=\"boomdevs_23\" class=\"wp-block-heading\">Risk, Return, and Liquidity Comparison<\/h3>\n\n\n\n<p>SIP carries equity-market risk. STP manages risk by staggering transfers. SWP introduces sequence-of-return risk since withdrawals depend on market conditions.<\/p>\n\n\n\n<h3 id='tax-implications-in-sip-stp-and-swp'  id=\"boomdevs_24\" class=\"wp-block-heading\">Tax Implications in SIP, STP, and SWP<\/h3>\n\n\n\n<p>Every withdrawal or transfer from the source fund triggers taxation rules. SIP installments follow equity or debt taxation based on the fund.<\/p>\n\n\n\n<h2 id='sip-vs-stp-vs-swp-which-is-better-for-you'  id=\"boomdevs_25\" class=\"wp-block-heading\">SIP vs. STP vs. SWP \u2013 Which Is Better for You?<\/h2>\n\n\n\n<p>The right choice depends on goals, investment size, and financial stage.<\/p>\n\n\n\n<h3 id='for-new-investors-sip-for-wealth-creation'  id=\"boomdevs_26\" class=\"wp-block-heading\">For New Investors \u2013 SIP for Wealth Creation<\/h3>\n\n\n\n<p>SIP fits beginners because it breaks investing into small, digestible steps.<\/p>\n\n\n\n<h3 id='for-portfolio-rebalancing-stp-as-a-smart-tool'  id=\"boomdevs_27\" class=\"wp-block-heading\">For Portfolio Rebalancing \u2013 STP as a Smart Tool<\/h3>\n\n\n\n<p>STP excels in volatile markets by employing the principle of rupee-cost averaging, allowing investors to transfer funds between mutual fund schemes.<\/p>\n\n\n\n<h3 id='for-regular-income-swp-for-financial-stability'  id=\"boomdevs_28\" class=\"wp-block-heading\">For Regular Income \u2013 SWP for Financial Stability<\/h3>\n\n\n\n<p>SWP creates a predictable payout while keeping the rest of the portfolio invested.<\/p>\n\n\n\n<h3 id='how-to-combine-sip-stp-and-swp-for-optimal-results'  id=\"boomdevs_29\" class=\"wp-block-heading\">How to Combine SIP, STP, and SWP for Optimal Results<\/h3>\n\n\n\n<p>Long-term investors often use all three at different stages. SIP for building wealth, STP for shifting strategy, and SWP for drawing income.<\/p>\n\n\n\n<h2 id='taxation-rules-for-sip-stp-and-swp'  id=\"boomdevs_30\" class=\"wp-block-heading\">Taxation Rules for SIP, STP, and SWP<\/h2>\n\n\n\n<p>Taxation impacts returns significantly, especially when transactions repeat regularly.<\/p>\n\n\n\n<h3 id='short-term-vs-long-term-capital-gains'  id=\"boomdevs_31\" class=\"wp-block-heading\">Short-Term vs Long-Term Capital Gains<\/h3>\n\n\n\n<p>Equity gains become long-term after one year. Debt gains follow three-year rules unless taxation laws change.<\/p>\n\n\n\n<h3 id='tax-benefits-and-indexation-rules'  id=\"boomdevs_32\" class=\"wp-block-heading\">Tax Benefits and Indexation Rules<\/h3>\n\n\n\n<p>Debt funds offer indexation for long-term gains, improving post-tax returns. Equity taxation remains straightforward.<\/p>\n\n\n\n<h3 id='how-to-minimize-tax-through-proper-planning'  id=\"boomdevs_33\" class=\"wp-block-heading\">How to Minimize Tax Through Proper Planning<\/h3>\n\n\n\n<p>Long-term holding periods, well-timed withdrawals, and fund category choices all help reduce tax impact.<\/p>\n\n\n\n<h2 id='real-life-examples'  id=\"boomdevs_34\" class=\"wp-block-heading\">Real-Life Examples<\/h2>\n\n\n\n<p>Examples help investors see how each plan behaves.<\/p>\n\n\n\n<h3 id='example-of-sip-for-10-year-wealth-creation'  id=\"boomdevs_35\" class=\"wp-block-heading\">Example of SIP for 10-Year Wealth Creation<\/h3>\n\n\n\n<p>Suppose an investor starts a SIP of <strong>\u20b95,000 per month<\/strong> in an equity mutual fund.<br>Assume an <strong>average annual return of 12%<\/strong>.<\/p>\n\n\n\n<p><strong>Calculation:<\/strong><br>Future Value (FV) of SIP = \u20b95,000 \u00d7 \\((1+0.12\/12)^{120} &#8211; 1\\) \/ (0.12\/12)<\/p>\n\n\n\n<p>FV \u2248 <strong>\u20b911.6 lakh<\/strong><\/p>\n\n\n\n<p><strong>What it means:<\/strong><br>A simple \u20b95,000 monthly SIP grows into more than \u20b911 lakh over 10 years, thanks to compounding and disciplined investing.<\/p>\n\n\n\n<h3 id='example-of-stp-for-market-volatility-management'  id=\"boomdevs_36\" class=\"wp-block-heading\">Example of STP for Market Volatility Management<\/h3>\n\n\n\n<p>Assume an investor has a <strong>\u20b93,00,000 lump sum<\/strong>,<strong> <\/strong>but wants to avoid entering equity all at once.<br>They invest it first in a <strong>liquid fund<\/strong>, then start a <strong>6-month STP of \u20b950,000 per month<\/strong> into an equity fund.<\/p>\n\n\n\n<p>If the equity fund generates a <strong>10% annual return<\/strong> during these six months, the transferred amount gains gradually.<\/p>\n\n\n\n<p><strong>Approx results:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Total transferred into equity: \u20b93,00,000<\/li>\n\n\n\n<li>Value after 6 months (considering returns): \u2248 <strong>\u20b93,12,500<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>What it means:<\/strong><br>STP reduces timing risk by spacing the equity entry while earning returns in the liquid fund.<\/p>\n\n\n\n<h3 id='example-of-swp-for-retirement-income'  id=\"boomdevs_37\" class=\"wp-block-heading\">Example of SWP for Retirement Income<\/h3>\n\n\n\n<p>A retiree has <strong>\u20b915,00,000<\/strong> invested in a balanced fund returning about <strong>8% per year<\/strong>.<\/p>\n\n\n\n<p>They set up an <strong>SWP of \u20b910,000 per month<\/strong>.<\/p>\n\n\n\n<p><strong>Annual withdrawal:<\/strong> \u20b910,000 \u00d7 12 = \u20b91,20,000<br><strong>Estimated annual return on the fund:<\/strong> \u20b915,00,000 \u00d7 8% = \u20b91,20,000<\/p>\n\n\n\n<p><strong>What it means:<\/strong><br>At this withdrawal rate, the returns roughly match the payout, helping maintain capital stability while providing regular income.<\/p>\n\n\n\n<h2 id='mistakes-to-avoid'  id=\"boomdevs_38\" class=\"wp-block-heading\">Mistakes to Avoid<\/h2>\n\n\n\n<p>Systematic plans work well when executed correctly.<\/p>\n\n\n\n<h3 id='starting-sip-without-goal-setting'  id=\"boomdevs_39\" class=\"wp-block-heading\">Starting SIP Without Goal Setting<\/h3>\n\n\n\n<p>A SIP works best with a clearly defined purpose.<\/p>\n\n\n\n<h3 id='using-stp-or-swp-without-understanding-tax-impact'  id=\"boomdevs_40\" class=\"wp-block-heading\">Using STP or SWP Without Understanding Tax Impact<\/h3>\n\n\n\n<p>Without tax awareness, returns can reduce unexpectedly.<\/p>\n\n\n\n<h3 id='ignoring-market-conditions-and-time-horizon'  id=\"boomdevs_41\" class=\"wp-block-heading\">Ignoring Market Conditions and Time Horizon<\/h3>\n\n\n\n<p>All three plans require patience, awareness, and steady monitoring.<\/p>\n\n\n\n<h2 id='expert-insights-how-financial-advisors-recommend-choosing'  id=\"boomdevs_42\" class=\"wp-block-heading\">Expert Insights \u2013 How Financial Advisors Recommend Choosing<\/h2>\n\n\n\n<p>Professionals look at cash flow needs, age, time horizon, and risk appetite to guide selection.<\/p>\n\n\n\n<h3 id='when-to-switch-between-sip-stp-and-swp'  id=\"boomdevs_43\" class=\"wp-block-heading\">When to Switch Between SIP, STP, and SWP<\/h3>\n\n\n\n<p>Switching depends on life stages\u2014accumulation, transition, and income phases.<\/p>\n\n\n\n<h3 id='ideal-mix-based-on-age-and-risk-appetite'  id=\"boomdevs_44\" class=\"wp-block-heading\">Ideal Mix Based on Age and Risk Appetite<\/h3>\n\n\n\n<p>Younger investors lean heavily toward SIP. Mid-career investors use STP. Retirees use SWP.<\/p>\n\n\n\n<h2 id='conclusion-sip-stp-or-swp-which-one-suits-you-best'  id=\"boomdevs_45\" class=\"wp-block-heading\">Conclusion \u2013 SIP, STP, or SWP: Which One Suits You Best?<\/h2>\n\n\n\n<p>There is no single winner in the <strong>SIP vs. STP vs. SWP<\/strong> debate. The best choice depends on goals. SIP builds. STP balances. SWP distributes. Used the right way, each one helps investors bring structure and discipline to long-term financial planning.<\/p>\n\n\n\n<h2 id='faqs'  id=\"boomdevs_46\" class=\"wp-block-heading\">FAQs<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1765200202444\" class=\"rank-math-list-item\">\n<h3 id='q1-what-is-the-difference-between-sip-stp-and-swp'  id=\"boomdevs_47\" class=\"rank-math-question \"><strong>Q1: What is the difference between SIP, STP, and SWP?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>SIP invests, STP transfers, and SWP withdraws.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765200212688\" class=\"rank-math-list-item\">\n<h3 id='q2-which-is-better-sip-stp-or-swp'  id=\"boomdevs_48\" class=\"rank-math-question \"><strong>Q2: Which is better \u2013 SIP, STP, or SWP?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Each plan serves a different purpose, so the best option depends on your financial goal.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765200221353\" class=\"rank-math-list-item\">\n<h3 id='q3-can-i-start-sip-stp-and-swp-in-the-same-mutual-fund'  id=\"boomdevs_49\" class=\"rank-math-question \"><strong>Q3: Can I start SIP, STP, and SWP in the same mutual fund?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, as long as your fund and AMC support these features.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765200232413\" class=\"rank-math-list-item\">\n<h3 id='q4-is-stp-better-than-sip-in-a-volatile-market'  id=\"boomdevs_50\" class=\"rank-math-question \"><strong>Q4: Is STP better than SIP in a volatile market?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>STP helps manage volatility for lump sum investments, while SIP suits regular contributions.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765200241323\" class=\"rank-math-list-item\">\n<h3 id='q5-which-option-gives-better-returns-sip-or-swp'  id=\"boomdevs_51\" class=\"rank-math-question \"><strong>Q5: Which option gives better returns \u2013 SIP or SWP?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>They operate differently. SIP focuses on building wealth, SWP on generating income.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765200253545\" class=\"rank-math-list-item\">\n<h3 id='q6-is-there-any-tax-on-sip-stp-or-swp-withdrawals'  id=\"boomdevs_52\" class=\"rank-math-question \"><strong>Q6: Is there any tax on SIP, STP, or SWP withdrawals?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes. All withdrawals or redemptions follow equity or debt taxation rules.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765200261946\" class=\"rank-math-list-item\">\n<h3 id='q7-which-plan-is-best-for-retirees'  id=\"boomdevs_53\" class=\"rank-math-question \"><strong>Q7: Which plan is best for retirees?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>SWP works well for predictable income needs.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1765200269631\" class=\"rank-math-list-item\">\n<h3 id='q8-can-i-stop-or-modify-sip-stp-or-swp-anytime'  id=\"boomdevs_54\" class=\"rank-math-question \"><strong>Q8: Can I stop or modify SIP, STP, or SWP anytime?<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes. Most AMCs allow modification or cancellation through app or net banking.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Introduction \u2013 Understanding Mutual Fund Investment Options Every investor eventually reaches a point where they must pick a style that fits their financial rhythm. Some prefer steady contributions. Some want a smooth transfer between funds. Others want a monthly payout that feels predictable. To compare SIP vs. STP vs. SWP, it helps to begin with [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":9372,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_ayudawp_aiss_exclude":false,"footnotes":""},"categories":[23],"tags":[],"class_list":["post-9445","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-fund"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/posts\/9445","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/comments?post=9445"}],"version-history":[{"count":1,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/posts\/9445\/revisions"}],"predecessor-version":[{"id":9446,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/posts\/9445\/revisions\/9446"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media\/9372"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=9445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/categories?post=9445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/tags?post=9445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}