{"id":11715,"date":"2026-05-27T08:08:59","date_gmt":"2026-05-27T08:08:59","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?p=11715"},"modified":"2026-05-08T08:11:02","modified_gmt":"2026-05-08T08:11:02","slug":"how-to-invest-in-reits-and-stocks","status":"publish","type":"post","link":"https:\/\/lemonn.co.in\/blog\/finance\/how-to-invest-in-reits-and-stocks\/","title":{"rendered":"How to Invest in REITs on the Stock Exchange in India"},"content":{"rendered":"
\"How<\/figure>\n\n\n

Investing in REITs is simpler than most people expect. You need the same tools you already have for buying stocks , a demat account, a trading account, and sufficient balance. No special permissions, no separate applications.<\/p>\n\n\n\n

What You Need<\/strong><\/h2>\n\n\n\n
    \n
  • A demat and trading account (Lemonn , zero account opening fee, zero AMC)<\/li>\n\n\n\n
  • Sufficient balance to buy at least 1 REIT unit (typically Rs.300 to Rs.600)<\/li>\n\n\n\n
  • PAN card (already linked to your demat account)<\/li>\n\n\n\n
  • No separate REIT registration or application needed<\/li>\n<\/ul>\n\n\n\n

    Step-by-Step: Buying REIT Units on Lemonn<\/strong><\/h2>\n\n\n\n
      \n
    1. Open the Lemonn app and go to the search bar<\/li>\n\n\n\n
    2. Type the REIT symbol , EMBASSY, MINDSPACE, BIRET, or NEXUSSELECT<\/li>\n\n\n\n
    3. Tap on the REIT and review the current price, yield, and recent distributions<\/li>\n\n\n\n
    4. Tap Buy and select the order type (CNC for delivery , hold long-term)<\/li>\n\n\n\n
    5. Enter the number of units you want to buy and set your price (limit order recommended)<\/li>\n\n\n\n
    6. Confirm the order , units will be credited to your demat account on T+1<\/li>\n<\/ol>\n\n\n\n

      Key Metrics to Check Before Buying a REIT<\/strong><\/h2>\n\n\n\n
      Metric<\/strong><\/th>What to Check<\/strong><\/th>Why It Matters<\/strong><\/th><\/tr><\/thead>
      Distribution Yield<\/td>Annual distribution \/ Current unit price x 100<\/td>Your income return on investment<\/td><\/tr>
      Price-to-NAV<\/td>Current market price vs Net Asset Value per unit<\/td>At discount = potentially undervalued; at premium = expensive<\/td><\/tr>
      Occupancy Rate<\/td>% of leasable area currently occupied by tenants<\/td>Above 85% is healthy; declining occupancy is a warning sign<\/td><\/tr>
      WALE<\/td>Weighted Average Lease Expiry in years<\/td>Above 4 years provides income stability<\/td><\/tr>
      Debt-to-Asset Ratio<\/td>Total debt \/ Total asset value<\/td>SEBI limit 49%; below 35% is conservative<\/td><\/tr>
      Sponsor Quality<\/td>Who owns and manages the REIT<\/td>Institutional sponsors (Blackstone, Brookfield) preferred<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

      REIT Distribution Schedule<\/strong><\/h2>\n\n\n\n

      All four Indian REITs pay quarterly distributions. The payment typically arrives in your bank account within 2 to 3 working days of the distribution announcement. You must own the REIT units on the record date to qualify for that quarter’s distribution.<\/p>\n\n\n\n

      Building a REIT Portfolio<\/strong><\/h2>\n\n\n\n

      A simple approach: allocate 5 to 15% of your total investment portfolio to REITs and InvITs. Spread across 2 to 3 REITs for diversification. Embassy and Mindspace for office exposure, Nexus for retail exposure, and 1 to 2 InvITs (IndiGrid or PowerGrid) for infrastructure income.<\/p>\n\n\n\n

      FAQs<\/strong><\/h2>\n\n\n
      \n
      \n
      \n

      Can I do an SIP-style investment in REITs?<\/strong><\/h3>\n
      \n\n

      No automated SIP facility. You can set a calendar reminder to manually buy a fixed number of REIT units every month on Lemonn , effectively creating your own REIT SIP.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      Is there a lock-in period for REIT investments?<\/strong><\/h3>\n
      \n\n

      No lock-in. You can buy and sell REIT units anytime during market hours, exactly like equity shares.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      How are REIT returns compared to FDs? <\/strong><\/h3>\n
      \n\n

      REITs offer 6 to 8% distribution yield plus capital appreciation potential , better total returns than FDs (currently 7 to 7.5% with no capital upside). REITs carry more risk than FDs but significantly less than equity stocks.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      Do REITs have any tax benefits?<\/strong><\/h3>\n
      \n\n

      The return-of-capital portion of distributions is tax-free (it reduces your cost basis). Long-term capital gains on REIT units held 36+ months are taxed at 12.5% , same as equity LTCG.<\/p>\n\n<\/div>\n<\/div>\n

      \n

      How do I track my REIT distributions?<\/strong><\/h3>\n
      \n\n

      Distributions are automatically credited to your registered bank account and reflected in your Lemonn portfolio statement. You can also check each REIT’s investor relations page for distribution history.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

      Investing in REITs is simpler than most people expect. You need the same tools you already have for buying stocks , a demat account, a trading account, and sufficient balance. No special permissions, no separate applications. What You Need Step-by-Step: Buying REIT Units on Lemonn Key Metrics to Check Before Buying a REIT Metric What […]<\/p>\n","protected":false},"author":15,"featured_media":11716,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_ayudawp_aiss_exclude":false,"_ayudawp_aiss_summary":"You can set a calendar reminder to manually buy a fixed number of REIT units every month on Lemonn , effectively creating your own REIT SIP. REITs offer 6 to 8% distribution yield plus capital appreciation potential , better total returns than FDs (currently 7 to 7.5% with no capital upside). Long-term capital gains on REIT units held 36+ months are taxed at 12.5% , same as equity LTCG.","_ayudawp_aiss_summary_provider":"extractive","_ayudawp_aiss_summary_hash":"ce48831b6dde4de8b4d42a0ac392a2b76c9fbd2f","footnotes":""},"categories":[1],"tags":[],"class_list":["post-11715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"blocksy_meta":[],"uagb_featured_image_src":{"full":["https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2026\/05\/7103f1f1-20b8-435c-863e-cf21270fcec4.jpeg",890,399,false],"thumbnail":["https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2026\/05\/7103f1f1-20b8-435c-863e-cf21270fcec4-150x150.jpeg",150,150,true],"medium":["https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2026\/05\/7103f1f1-20b8-435c-863e-cf21270fcec4-300x134.jpeg",300,134,true],"medium_large":["https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2026\/05\/7103f1f1-20b8-435c-863e-cf21270fcec4-768x344.jpeg",768,344,true],"large":["https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2026\/05\/7103f1f1-20b8-435c-863e-cf21270fcec4.jpeg",890,399,false],"1536x1536":["https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2026\/05\/7103f1f1-20b8-435c-863e-cf21270fcec4.jpeg",890,399,false],"2048x2048":["https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2026\/05\/7103f1f1-20b8-435c-863e-cf21270fcec4.jpeg",890,399,false],"web-stories-poster-portrait":["https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2026\/05\/7103f1f1-20b8-435c-863e-cf21270fcec4-640x399.jpeg",640,399,true],"web-stories-publisher-logo":["https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2026\/05\/7103f1f1-20b8-435c-863e-cf21270fcec4-96x96.jpeg",96,96,true],"web-stories-thumbnail":["https:\/\/lemonn.co.in\/blog\/wp-content\/uploads\/2026\/05\/7103f1f1-20b8-435c-863e-cf21270fcec4-150x67.jpeg",150,67,true]},"uagb_author_info":{"display_name":"Team Lemonn","author_link":"https:\/\/lemonn.co.in\/blog\/author\/yudh\/"},"uagb_comment_info":0,"uagb_excerpt":"Investing in REITs is simpler than most people expect. You need the same tools you already have for buying stocks , a demat account, a trading account, and sufficient balance. No special permissions, no separate applications. What You Need Step-by-Step: Buying REIT Units on Lemonn Key Metrics to Check Before Buying a REIT Metric What…","_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/posts\/11715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/comments?post=11715"}],"version-history":[{"count":2,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/posts\/11715\/revisions"}],"predecessor-version":[{"id":12003,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/posts\/11715\/revisions\/12003"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media\/11716"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=11715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/categories?post=11715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/tags?post=11715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}