{"id":7878,"date":"2025-07-16T06:27:55","date_gmt":"2025-07-16T06:27:55","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=glossary&#038;p=7878"},"modified":"2025-07-16T06:27:56","modified_gmt":"2025-07-16T06:27:56","slug":"pan-card-kyc","status":"publish","type":"glossary","link":"https:\/\/lemonn.co.in\/blog\/glossary\/pan-card-kyc\/","title":{"rendered":"PAN Card KYC"},"content":{"rendered":"<p>KYC (Know Your Customer) using your <strong><a class=\"glossaryLink\" href=\"https:\/\/lemonn.co.in\/blog\/glossary\/pan-card\/\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">PAN card<\/a><\/strong> is required to <strong>verify your identity<\/strong> for <a class=\"glossaryLink\" href=\"https:\/\/lemonn.co.in\/blog\/glossary\/mutual-fund\/\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">mutual fund<\/a>s, stock <a class=\"glossaryLink\"  href=\"https:\/\/lemonn.co.in\/blog\/glossary\/trading\/\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]'  tabindex='0' role='link'>trading<\/a>, insurance, and banking. You can complete PAN-based KYC both <strong>online<\/strong> and <strong>offline<\/strong>.<\/p>\n\n\n\n<h2 id=\"online-pan-kyc-e-kyc\" class=\"wp-block-heading\">Online PAN KYC (e-KYC)<\/h2>\n\n\n\n<h3 id=\"1-through-kra-websites-kyc-registration-agencies\" class=\"wp-block-heading\">1. Through KRA Websites (KYC Registration Agencies)<\/h3>\n\n\n\n<p>Popular KRA platforms include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>CAMS KRA<\/strong> &#x2013; <a href=\"https:\/\/www.camsonline.com\/\" rel=\"nofollow noopener\" target=\"_blank\">https:\/\/www.camsonline.com<\/a><\/li>\n\n\n\n<li><strong>CVL KRA<\/strong> &#x2013; <a href=\"https:\/\/www.cvlkra.com\/\" rel=\"nofollow noopener\" target=\"_blank\">https:\/\/www.cvlkra.com<\/a><\/li>\n\n\n\n<li><strong>Karvy KRA<\/strong>, <strong><a class=\"glossaryLink\"  href=\"https:\/\/lemonn.co.in\/blog\/glossary\/nsdl\/\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]'  tabindex='0' role='link'>NSDL<\/a> KRA<\/strong>, <strong>NDML KRA<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>Steps:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Visit the KRA website<\/li>\n\n\n\n<li>Select <strong>&#x201C;New KYC Registration&#x201D;<\/strong><\/li>\n\n\n\n<li>Enter <strong>PAN number<\/strong>, <strong>Name<\/strong>, <strong>Mobile<\/strong>, <strong>Email<\/strong>, and <strong>DOB<\/strong><\/li>\n\n\n\n<li>Upload documents:\n<ul class=\"wp-block-list\">\n<li>PAN card copy<\/li>\n\n\n\n<li>Address proof (Aadhaar, utility bill, passport, etc.)<\/li>\n\n\n\n<li>Selfie or photo<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Complete <strong>OTP-based e-signing<\/strong> using Aadhaar<\/li>\n\n\n\n<li>Submit &#x2013; your KYC is verified within 1&#x2013;3 working days<\/li>\n<\/ol>\n\n\n\n<h3 id=\"check-kyc-status\" class=\"wp-block-heading\">Check KYC Status<\/h3>\n\n\n\n<p>Go to <a href=\"https:\/\/www.cvlkra.com\/\" rel=\"nofollow noopener\" target=\"_blank\">https:\/\/www.cvlkra.com\/<\/a> &#x2192; &#x201C;KYC Inquiry&#x201D;<br>Enter your <strong>PAN<\/strong> to see your KYC status:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>KYC Registered<\/strong> &#x2013; You&#x2019;re good to go<\/li>\n\n\n\n<li><strong>KYC Pending\/In Process<\/strong> &#x2013; Wait for completion or update it<\/li>\n<\/ul>\n\n\n\n<h2 id=\"offline-pan-kyc-physical-form-submission\" class=\"wp-block-heading\">Offline PAN KYC (Physical Form Submission)<\/h2>\n\n\n\n<h3 id=\"where-to-submit\" class=\"wp-block-heading\">Where to Submit:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mutual fund offices (like SBI MF, HDFC MF)<\/li>\n\n\n\n<li>Stock<a class=\"glossaryLink\"  href=\"https:\/\/lemonn.co.in\/blog\/glossary\/broker\/\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]'  tabindex='0' role='link'>broker<\/a>s (like Zerodha, Upstox, ICICI Direct)<\/li>\n\n\n\n<li>Banks or insurance companies<\/li>\n<\/ul>\n\n\n\n<p><strong>Steps:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Download the <strong>KYC form<\/strong> (available on AMFI\/KRA sites)<\/li>\n\n\n\n<li>Fill your <strong>PAN, name, address, DOB, and contact details<\/strong><\/li>\n\n\n\n<li>Attach:\n<ul class=\"wp-block-list\">\n<li>Self-attested <strong>PAN copy<\/strong><\/li>\n\n\n\n<li><strong>Address proof<\/strong><\/li>\n\n\n\n<li>Recent <strong>passport-size photo<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Submit in person at a KYC Point of Service (POS)<\/li>\n<\/ol>\n\n\n\n<h2 id=\"when-pan-kyc-is-required\" class=\"wp-block-heading\">When PAN KYC Is Required<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Opening <strong>mutual fund accounts<\/strong><\/li>\n\n\n\n<li>Starting a <strong>demat\/<a class=\"glossaryLink\" href=\"https:\/\/lemonn.co.in\/blog\/glossary\/trading-account\/\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">trading account<\/a><\/strong><\/li>\n\n\n\n<li>Investing in <strong>PMS<\/strong>, <strong><a class=\"glossaryLink\"  href=\"https:\/\/lemonn.co.in\/blog\/glossary\/bonds\/\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]'  tabindex='0' role='link'>bonds<\/a><\/strong>, or <strong>insurance<\/strong><\/li>\n\n\n\n<li><strong>Updating bank records<\/strong> or doing <strong>high-value transactions<\/strong><\/li>\n<\/ul>\n\n\n\n<h2 id=\"summary-online-vs-offline\" class=\"wp-block-heading\">Summary: Online vs Offline<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Feature<\/th><th>Online PAN KYC<\/th><th>Offline PAN KYC<\/th><\/tr><\/thead><tbody><tr><td>Speed<\/td><td>1&#x2013;2 days<\/td><td>3&#x2013;5 working days<\/td><\/tr><tr><td>Documents<\/td><td>Upload + e-Sign<\/td><td>Submit self-attested copies<\/td><\/tr><tr><td>Aadhaar Needed?<\/td><td>Yes (for OTP e-KYC)<\/td><td>Not mandatory<\/td><\/tr><tr><td>Convenience<\/td><td>High (done from home)<\/td><td>Low (in-person visit)<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>KYC (Know Your Customer) using your PAN card is required to verify your identity for mutual funds, stock trading, insurance, and banking. You can complete PAN-based KYC both online and offline. Online PAN KYC (e-KYC) 1. Through KRA Websites (KYC Registration Agencies) Popular KRA platforms include: Steps: Check KYC Status Go to https:\/\/www.cvlkra.com\/ &#x2192; &#x201C;KYC [&#x2026;]<\/p>\n","protected":false},"author":9,"featured_media":0,"menu_order":0,"template":"","meta":{"footnotes":""},"class_list":["post-7878","glossary","type-glossary","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary\/7878","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/glossary"}],"author":[{"embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/users\/9"}],"version-history":[{"count":1,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary\/7878\/revisions"}],"predecessor-version":[{"id":7879,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary\/7878\/revisions\/7879"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7878"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}