{"id":7847,"date":"2025-07-15T11:03:41","date_gmt":"2025-07-15T11:03:41","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=glossary&#038;p=7847"},"modified":"2025-07-15T11:03:42","modified_gmt":"2025-07-15T11:03:42","slug":"year-to-date-in-mutual-funds","status":"publish","type":"glossary","link":"https:\/\/lemonn.co.in\/blog\/glossary\/year-to-date-in-mutual-funds\/","title":{"rendered":"Year-To-Date in Mutual Funds"},"content":{"rendered":"<p><strong>YTD<\/strong> stands for <strong>Year-To-Date<\/strong>. In <a class=\"glossaryLink\" href=\"https:\/\/lemonn.co.in\/blog\/glossary\/mutual-fund\/\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">mutual fund<\/a>s, it shows how much your investment has grown (or shrunk) since the start of the current year up to today.<\/p>\n\n\n\n<h2 id=\"simple-explanation\" class=\"wp-block-heading\">Simple Explanation<\/h2>\n\n\n\n<p>Think of YTD like a school report card that tells you how you&#x2019;ve done <em>so far this year<\/em>.<br>If a mutual fund had &#x20B9;100 on January 1st and it&#x2019;s worth &#x20B9;110 now, the YTD return is +10%.<br>It&#x2019;s like checking your score halfway through a game!<\/p>\n\n\n\n<h2 id=\"ytd-formula\" class=\"wp-block-heading\">YTD Formula<\/h2>\n\n\n\n<p>YTD&nbsp;Return&nbsp;(%)=((Current&nbsp;<a class=\"glossaryLink\"  href=\"https:\/\/lemonn.co.in\/blog\/glossary\/nav\/\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]'  tabindex='0' role='link'>NAV<\/a>&minus;NAV&nbsp;on&nbsp;Jan&nbsp;1&#8203;)\/NAV&nbsp;on&nbsp;Jan&nbsp;1)&times;100<\/p>\n\n\n\n<p><strong>Where:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>NAV<\/strong> = Net Asset Value (the price of 1 unit of the mutual fund)<\/li>\n\n\n\n<li><strong>Current NAV<\/strong> = Today&#x2019;s value<\/li>\n\n\n\n<li><strong>NAV on Jan 1<\/strong> = Value at the start of the year<\/li>\n<\/ul>\n\n\n\n<h2 id=\"real-life-example\" class=\"wp-block-heading\">Real-Life Example<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>NAV on January 1: &#x20B9;50<\/li>\n\n\n\n<li>Current NAV (July 15): &#x20B9;55<\/li>\n<\/ul>\n\n\n\n<p>So, your fund has grown <strong>10% so far this year<\/strong>.<\/p>\n\n\n\n<h2 id=\"why-ytd-is-useful\" class=\"wp-block-heading\">Why YTD is Useful<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Quick Snapshot<\/strong>: It tells you how your investment is doing this year.<\/li>\n\n\n\n<li><strong>Compare Funds<\/strong>: Easily compare how different mutual funds have performed in 2025.<\/li>\n\n\n\n<li><strong>Helps Decide<\/strong>: Good to use with other data when buying or selling funds.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"things-to-remember\" class=\"wp-block-heading\">Things to Remember<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>YTD changes every day<\/strong> as the market changes.<\/li>\n\n\n\n<li>It only shows short-term performance&#x2014;<strong>not the full story<\/strong>.<\/li>\n\n\n\n<li>Use it along with <strong>1-year<\/strong>, <strong>3-year<\/strong>, or <strong>5-year returns<\/strong> to make smart decisions.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>YTD stands for Year-To-Date. In mutual funds, it shows how much your investment has grown (or shrunk) since the start of the current year up to today. Simple Explanation Think of YTD like a school report card that tells you how you&#x2019;ve done so far this year.If a mutual fund had &#x20B9;100 on January 1st [&#x2026;]<\/p>\n","protected":false},"author":9,"featured_media":0,"menu_order":0,"template":"","meta":{"footnotes":""},"class_list":["post-7847","glossary","type-glossary","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary\/7847","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/glossary"}],"author":[{"embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/users\/9"}],"version-history":[{"count":1,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary\/7847\/revisions"}],"predecessor-version":[{"id":7848,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary\/7847\/revisions\/7848"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}