{"id":7775,"date":"2025-07-14T12:08:38","date_gmt":"2025-07-14T12:08:38","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=glossary&#038;p=7775"},"modified":"2025-07-14T12:08:42","modified_gmt":"2025-07-14T12:08:42","slug":"epf-form-10c","status":"publish","type":"glossary","link":"https:\/\/lemonn.co.in\/blog\/glossary\/epf-form-10c\/","title":{"rendered":"EPF Form\u202f10C"},"content":{"rendered":"<p><a class=\"glossaryLink\" href=\"https:\/\/lemonn.co.in\/blog\/glossary\/epf-form-10c\/\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">EPF Form&#x202F;10C<\/a> is a claim form under the Employees&#x2019; Pension Scheme (EPS). It allows you to either:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Withdraw your pension contributions<\/strong> (if you have less than 10 years of service), or<\/li>\n\n\n\n<li><strong>Obtain a Scheme Certificate<\/strong> (to preserve pension service history for future employment).<\/li>\n<\/ul>\n\n\n\n<h2 id=\"who-is-eligible\" class=\"wp-block-heading\">Who is Eligible?<\/h2>\n\n\n\n<p>You fall into one of these categories:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Member Type 1:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Left service before completing 10 years, <strong>or<\/strong><\/li>\n\n\n\n<li>Reached age 58 before completing 10 years.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Member Type 2:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Completed 10 years of service before age 50; <strong>or<\/strong><\/li>\n\n\n\n<li>Age between 50&#x2013;58 but <strong>does not want reduced pension<\/strong>.<br>&#x2192; Can get a Scheme Certificate only (no withdrawal).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Member Type 3:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Legal heir or nominee of a deceased member aged over 58 but with under 10 years of service.<br>&#x2192; Eligible for withdrawal by beneficiary.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<h2 id=\"benefits-of-filing-form-10c\" class=\"wp-block-heading\">Benefits of Filing Form&#x202F;10C<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Withdraw 8.33% pension contributions<\/strong> (if under 10 years service).<\/li>\n\n\n\n<li><strong>Scheme Certificate<\/strong> preserves your pensionable service&#x2014;crucial for future jobs or family pension eligibility.<\/li>\n\n\n\n<li><strong>Death benefit<\/strong>: If member dies before 58 with &lt;10 years, family can claim via withdrawal.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"documents-needed\" class=\"wp-block-heading\">Documents Needed<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Blank or cancelled cheque<\/strong> (for bank details),<\/li>\n\n\n\n<li><strong><a class=\"glossaryLink\"  href=\"https:\/\/lemonn.co.in\/blog\/glossary\/revenue\/\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]'  tabindex='0' role='link'>Revenue<\/a> stamp of &#8377;1<\/strong>,<\/li>\n\n\n\n<li><strong>Birth certificate<\/strong> (if child seeking Scheme Certificate),<\/li>\n\n\n\n<li><strong>Death and succession certificate<\/strong> (for legal heirs),<\/li>\n\n\n\n<li><strong>Employer attestation<\/strong> (if offline) or self attestation online.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"how-to-file-online-or-offline\" class=\"wp-block-heading\">How to File (Online or Offline)<\/h2>\n\n\n\n<p><strong>Online via <a class=\"glossaryLink\"  href=\"https:\/\/lemonn.co.in\/blog\/glossary\/epf\/\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]'  tabindex='0' role='link'>EPF<\/a>O e&#8209;SEWA:<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Log in using UAN, password, and captcha.<\/li>\n\n\n\n<li><a class=\"glossaryLink\"  href=\"https:\/\/lemonn.co.in\/blog\/glossary\/nav\/\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]'  tabindex='0' role='link'>Nav<\/a>igate to <strong>Online Services &#x2192; Claim Form (Form&#x2011;31\/19\/10C\/10D)<\/strong>.<\/li>\n\n\n\n<li>Verify KYC, bank details (last 4 digits), and type of claim.<\/li>\n\n\n\n<li>Select &#x201C;Withdraw Pension Only&#x201D; (Form&#x202F;10C) or &#x201C;Scheme Certificate.&#x201D;<\/li>\n\n\n\n<li>Submit OTP for confirmation.<\/li>\n\n\n\n<li>Track status; funds are usually credited in a few days to weeks.<\/li>\n<\/ol>\n\n\n\n<p><strong>Offline:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Download or obtain the form from EPFO office.<\/li>\n\n\n\n<li>Fill it out, attach documents, get employer attestation or authority if employer closed.<\/li>\n\n\n\n<li>Submit at the EPFO regional office.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"timeline-processing\" class=\"wp-block-heading\">Timeline &amp; Processing<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Online claims get processed in <strong>5&#x2013;30 days<\/strong>; you&#x2019;ll also receive updates\/SMS.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"quick-table-summary\" class=\"wp-block-heading\">Quick Table Summary<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Category<\/th><th>Eligibility<\/th><th>Benefit<\/th><\/tr><\/thead><tbody><tr><td>Member Type 1<\/td><td>&lt;10 yrs service <strong>or<\/strong> &ge;58 yrs but &lt;10 yrs<\/td><td><strong>Withdrawal<\/strong> (+certificate)<\/td><\/tr><tr><td>Member Type 2<\/td><td>&#x2265;10 yrs service before 50 <strong>or<\/strong> 50&#x2013;58 yrs<\/td><td><strong>Scheme Certificate only<\/strong><\/td><\/tr><tr><td>Member Type 3<\/td><td>Legal heir of deceased member &ge;58 yrs &amp; &lt;10 yrs<\/td><td><strong>Withdrawal by heir<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"why-it-matters\" class=\"wp-block-heading\">Why It Matters<\/h2>\n\n\n\n<p>Form&#x202F;10C gives you access to your own pension contributions if you&#x2019;re not yet pension-eligible. Or, you can preserve your years of pensionable service via a Scheme Certificate&#x2014;essential for anyone switching jobs or planning for long-term security.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>EPF Form&#8239;10C is a claim form under the Employees&rsquo; Pension Scheme (EPS). It allows you to either: Who is Eligible? You fall into one of these categories: Benefits of Filing Form&#8239;10C Documents Needed How to File (Online or Offline) Online via EPFO e&#8209;SEWA: Offline: Timeline &amp; Processing Quick Table Summary Category Eligibility Benefit Member Type [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":0,"menu_order":0,"template":"","meta":{"footnotes":""},"class_list":["post-7775","glossary","type-glossary","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary\/7775","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/glossary"}],"author":[{"embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/users\/9"}],"version-history":[{"count":1,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary\/7775\/revisions"}],"predecessor-version":[{"id":7776,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary\/7775\/revisions\/7776"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=7775"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}