{"id":47,"date":"2024-05-20T09:24:28","date_gmt":"2024-05-20T09:24:28","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=glossary&#038;p=47"},"modified":"2024-05-21T06:42:17","modified_gmt":"2024-05-21T06:42:17","slug":"fixed-deposit","status":"publish","type":"glossary","link":"https:\/\/lemonn.co.in\/blog\/glossary\/fixed-deposit\/","title":{"rendered":"Fixed Deposit"},"content":{"rendered":"<p>A <a class=\"glossaryLink\" href=\"https:\/\/lemonn.co.in\/blog\/glossary\/fixed-deposit\/\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">fixed deposit<\/a> is an investment scheme offered by both financial institutions and non-financial institutions. <a class=\"glossaryLink\" href=\"https:\/\/lemonn.co.in\/blog\/glossary\/mutual-fund\/\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">Mutual fund<\/a>s (FDs) provide superior returns on the initial investment in comparison to the returns derived from a conventional savings account.<\/p>\n\n\n\n<p>The tenure of fixed deposits is fixed, hence the name. The duration of a consumer&#x2019;s FD investments may be short-term or long-term, contingent upon the composition of their investment <a class=\"glossaryLink\" href=\"https:\/\/lemonn.co.in\/blog\/glossary\/portfolio\/\" data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]' tabindex=\"0\" role=\"link\">portfolio<\/a>. Variable interest rates are applicable to fixed deposits at different financial institutions.<\/p>\n\n\n\n<p>Investors in fixed deposits must bear in mind, nevertheless, that premature withdrawals prior to maturity will result in adverse financial co<a class=\"glossaryLink\"  href=\"https:\/\/lemonn.co.in\/blog\/glossary\/nse\/\"  data-gt-translate-attributes='[{\"attribute\":\"data-cmtooltip\", \"format\":\"html\"}]'  tabindex='0' role='link'>nse<\/a>quences. After penalty payment, early withdrawal is permissible in the event of an emergency.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A fixed deposit is an investment scheme offered by both financial institutions and non-financial institutions. Mutual funds (FDs) provide superior returns on the initial investment in comparison to the returns derived from a conventional savings account. The tenure of fixed deposits is fixed, hence the name. The duration of a consumer&#x2019;s FD investments may be [&#x2026;]<\/p>\n","protected":false},"author":3,"featured_media":0,"menu_order":0,"template":"","meta":{"footnotes":""},"class_list":["post-47","glossary","type-glossary","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary\/47","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/glossary"}],"author":[{"embeddable":true,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/users\/3"}],"version-history":[{"count":0,"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/glossary\/47\/revisions"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=47"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}