{"id":9992,"date":"2026-01-20T13:03:59","date_gmt":"2026-01-20T13:03:59","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=9992"},"modified":"2026-01-20T13:04:00","modified_gmt":"2026-01-20T13:04:00","slug":"sbi-dd-charges-demand-draft-fees-limits-rules-india-2026","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/sbi-dd-charges-demand-draft-fees-limits-rules-india-2026\/","title":{"rendered":"SBI DD Charges: Demand Draft Fees, Limits & Rules (India, 2026)"},"content":{"rendered":"\n

SBI DD (Demand Draft) charges<\/strong> depend mainly on the amount of the draft<\/strong> and who is issuing it<\/strong> (SBI account holder or non-customer). Charges are generally low and slab-based<\/strong>, but may vary by branch<\/strong>.<\/p>\n\n\n\n

Quick Summary<\/h3>\n\n\n\n
    \n
  • Issued at:<\/strong> SBI branch<\/li>\n\n\n\n
  • Charges:<\/strong> Slab-wise, based on DD amount<\/li>\n\n\n\n
  • GST:<\/strong> Applicable on charges<\/li>\n\n\n\n
  • Payment modes:<\/strong> Cash, debit to account<\/li>\n\n\n\n
  • Validity:<\/strong> Usually 3 months (check on DD)<\/li>\n<\/ul>\n\n\n\n

    SBI Demand Draft Charges (Indicative)<\/h2>\n\n\n\n

    For SBI Account Holders<\/h3>\n\n\n\n
    DD Amount<\/th>Charges (Approx.)<\/th><\/tr><\/thead>
    Up to \u20b95,000<\/td>\u20b925 + GST<\/td><\/tr>
    \u20b95,001 \u2013 \u20b910,000<\/td>\u20b950 + GST<\/td><\/tr>
    \u20b910,001 \u2013 \u20b91 lakh<\/td>\u20b975 + GST<\/td><\/tr>
    Above \u20b91 lakh<\/td>\u20b9100 + GST<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    For Non-SBI Customers<\/h3>\n\n\n\n
    DD Amount<\/th>Charges (Approx.)<\/th><\/tr><\/thead>
    Up to \u20b95,000<\/td>\u20b940\u2013\u20b950 + GST<\/td><\/tr>
    \u20b95,001 \u2013 \u20b910,000<\/td>\u20b960\u2013\u20b970 + GST<\/td><\/tr>
    Above \u20b910,000<\/td>\u20b9100 + GST<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    Actual charges may vary by branch\/state<\/strong>. Always confirm at the counter before issuing the DD.<\/p>\n\n\n\n

    How to Get an SBI Demand Draft<\/h2>\n\n\n\n
      \n
    1. Visit an SBI branch<\/strong><\/li>\n\n\n\n
    2. Fill the DD application form<\/strong><\/li>\n\n\n\n
    3. Mention:\n
        \n
      • Payee name<\/li>\n\n\n\n
      • Amount<\/li>\n\n\n\n
      • Payable location<\/li>\n<\/ul>\n<\/li>\n\n\n\n
      • Pay cash<\/strong> or debit from account<\/strong><\/li>\n\n\n\n
      • Collect the DD and receipt<\/li>\n<\/ol>\n\n\n\n

        SBI DD Limits<\/h2>\n\n\n\n
          \n
        • Minimum amount:<\/strong> No fixed minimum<\/li>\n\n\n\n
        • Maximum amount:<\/strong> Depends on branch and mode (cash\/account)<\/li>\n\n\n\n
        • Large amounts may require account debit<\/strong> instead of cash<\/li>\n<\/ul>\n\n\n\n

          Important Rules & Notes<\/h2>\n\n\n\n
            \n
          • DD is a prepaid instrument<\/strong> (amount is debited upfront)<\/li>\n\n\n\n
          • GST is charged<\/strong> on DD fees<\/li>\n\n\n\n
          • Cancellation \/ revalidation<\/strong> may attract extra charges<\/li>\n\n\n\n
          • DD validity is typically 3 months<\/strong> (confirm on the DD)<\/li>\n<\/ul>\n\n\n\n

            FAQs \u2013 SBI DD Charges<\/h2>\n\n\n
            \n
            \n
            \n

            Q1. Are SBI DD charges the same for all branches?<\/strong><\/h3>\n
            \n\n

            A. Mostly yes, but minor variations<\/strong> can exist. Check locally for confirmation.<\/p>\n\n<\/div>\n<\/div>\n

            \n

            Q2. Is GST applicable on SBI DD charges?<\/strong><\/h3>\n
            \n\n

            A. Yes, GST is applicable on the service fee<\/strong>, not on the DD amount.<\/p>\n\n<\/div>\n<\/div>\n

            \n

            Q3. Can I issue an SBI DD without an account?<\/strong><\/h3>\n
            \n\n

            A. Yes, but charges are usually higher for non-customers<\/strong>.<\/p>\n\n<\/div>\n<\/div>\n

            \n

            Q4. Can I cancel an SBI DD?<\/strong><\/h3>\n
            \n\n

            A. Yes. Visit the issuing branch with the DD and receipt. Cancellation charges may apply<\/strong>.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

            Tips to Save Charges<\/h2><\/div>\n\n\n\n
              \n
            • Use NEFT\/RTGS\/IMPS<\/strong> if the receiver accepts bank transfers<\/li>\n\n\n\n
            • Issue DD by debiting your SBI account<\/strong> instead of cash<\/li>\n\n\n\n
            • Confirm charges at the branch beforehand<\/li>\n<\/ul>\n\n\n\n

              Conclusion<\/h3>\n\n\n\n

              SBI DD charges<\/strong> are affordable and slab-based, making demand drafts a reliable option for secure payments. However, since charges may vary slightly by branch<\/strong>, it\u2019s best to confirm before issuing.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-9992","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/9992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=9992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}