{"id":9645,"date":"2025-12-22T12:36:59","date_gmt":"2025-12-22T12:36:59","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=9645"},"modified":"2025-12-22T12:37:00","modified_gmt":"2025-12-22T12:37:00","slug":"bank-holidays-2026-india-state-wise-national-list-guide","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/bank-holidays-2026-india-state-wise-national-list-guide\/","title":{"rendered":"Bank Holidays 2026 \u2013 India (State-Wise & National List Guide)"},"content":{"rendered":"\n

Bank Holidays in India (2026)<\/strong> are decided by the Reserve Bank of India (RBI)<\/strong> and include national holidays, regional\/state holidays, religious festivals, and weekly holidays<\/strong>. Because many holidays are state-specific<\/strong>, the exact list can vary depending on where your bank branch is located.<\/p>\n\n\n\n

This guide gives you a clear understanding of bank holidays in 2026<\/strong>, what is common across India, and how to check the exact holidays for your state.<\/p>\n\n\n\n

Quick Summary \u2013 Bank Holidays 2026<\/h2>\n\n\n\n
    \n
  • Applicable to:<\/strong> Public & private sector banks<\/li>\n\n\n\n
  • Includes:<\/strong> National, state, festival & weekend holidays<\/li>\n\n\n\n
  • Digital banking:<\/strong> Net banking, UPI & ATMs usually work<\/li>\n\n\n\n
  • Branch operations:<\/strong> Closed on bank holidays<\/li>\n<\/ul>\n\n\n\n

    National Bank Holidays in India (2026)<\/h2>\n\n\n\n

    These holidays are observed across most states<\/strong> and banks:<\/p>\n\n\n\n

    Holiday<\/th>Day<\/th><\/tr><\/thead>
    Republic Day<\/td>26 January 2026 (Monday)<\/td><\/tr>
    Independence Day<\/td>15 August 2026 (Saturday)<\/td><\/tr>
    Gandhi Jayanti<\/td>2 October 2026 (Friday)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

    On these days, bank branches remain closed nationwide<\/strong>.<\/p>\n\n\n\n

    Major Festival Bank Holidays (Observed in Many States)<\/h2>\n\n\n\n

    These holidays are observed in many states<\/strong>, but not all:<\/p>\n\n\n\n

      \n
    • Holi<\/li>\n\n\n\n
    • Id-ul-Fitr (Ramzan Eid)<\/li>\n\n\n\n
    • Id-ul-Adha (Bakrid)<\/li>\n\n\n\n
    • Diwali (Deepavali)<\/li>\n\n\n\n
    • Dussehra (Vijaya Dashami)<\/li>\n\n\n\n
    • Guru Nanak Jayanti<\/li>\n\n\n\n
    • Christmas (25 December)<\/li>\n<\/ul>\n\n\n\n

      Exact dates and observance may vary by state<\/strong>.<\/p>\n\n\n\n

      Weekly Bank Holidays (All Year \u2013 2026)<\/h2>\n\n\n\n

      Banks are closed on:<\/p>\n\n\n\n

        \n
      • All Sundays<\/strong><\/li>\n\n\n\n
      • Second Saturday of every month<\/strong><\/li>\n\n\n\n
      • Fourth Saturday of every month<\/strong><\/li>\n<\/ul>\n\n\n\n

        This rule applies across India<\/strong>.<\/p>\n\n\n\n

        State-Wise Bank Holidays (2026)<\/h2>\n\n\n\n

        Apart from national holidays, banks observe state-specific holidays<\/strong>, such as:<\/p>\n\n\n\n

          \n
        • Maharashtra Day<\/li>\n\n\n\n
        • Tamil New Year<\/li>\n\n\n\n
        • Ugadi<\/li>\n\n\n\n
        • Onam<\/li>\n\n\n\n
        • Bihu<\/li>\n\n\n\n
        • Pongal<\/li>\n\n\n\n
        • Chhath Puja<\/li>\n\n\n\n
        • Local festivals & state formation days<\/li>\n<\/ul>\n\n\n\n

          These holidays depend on:<\/p>\n\n\n\n

            \n
          • State government notification<\/li>\n\n\n\n
          • RBI holiday calendar<\/li>\n\n\n\n
          • Local customs<\/li>\n<\/ul>\n\n\n\n

            Are Banks Completely Closed on Holidays?<\/h2>\n\n\n\n

            What Is Closed<\/h3>\n\n\n\n
              \n
            • Bank branches<\/li>\n\n\n\n
            • In-branch services (cash deposit, passbook update)<\/li>\n<\/ul>\n\n\n\n

              What Still Works<\/h3>\n\n\n\n
                \n
              • Net banking<\/li>\n\n\n\n
              • Mobile banking apps<\/li>\n\n\n\n
              • UPI payments<\/li>\n\n\n\n
              • ATMs & CDMs (subject to cash availability)<\/li>\n<\/ul>\n\n\n\n

                How to Check Exact Bank Holidays for Your State (2026)<\/h2>\n\n\n\n

                You can confirm your state-wise bank holidays by:<\/p>\n\n\n\n

                  \n
                • Checking your bank\u2019s official website or app<\/strong><\/li>\n\n\n\n
                • Viewing the RBI holiday calendar<\/strong><\/li>\n\n\n\n
                • Asking your local bank branch<\/strong><\/li>\n\n\n\n
                • Checking in net banking \/ mobile banking app<\/li>\n<\/ul>\n\n\n\n

                  Bank Holidays 2026 \u2013 FAQs<\/h2>\n\n\n
                  \n
                  \n
                  \n

                  Are private banks also closed on bank holidays?<\/strong><\/h3>\n
                  \n\n

                  A. Yes, most private banks follow the same holiday calendar.<\/p>\n\n<\/div>\n<\/div>\n

                  \n

                  Do ATMs work on bank holidays?<\/strong><\/h3>\n
                  \n\n

                  A. Yes, ATMs usually work, but cash availability may vary.<\/p>\n\n<\/div>\n<\/div>\n

                  \n

                  Is UPI available on bank holidays?<\/strong><\/h3>\n
                  \n\n

                  A. Yes, UPI works 24×7, including holidays.<\/p>\n\n<\/div>\n<\/div>\n

                  \n

                  Can NEFT\/RTGS work on holidays?<\/strong><\/h3>\n
                  \n\n

                  A. NEFT usually works 24×7. RTGS availability may vary by bank.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n


                  Conclusion<\/h2><\/div>\n\n\n\n

                  Bank Holidays in 2026<\/strong> include national holidays, state-specific festivals, and weekends. While bank branches remain closed on these days, digital banking services continue to work<\/strong>, making everyday transactions easy.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-9645","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/9645","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=9645"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}