{"id":9639,"date":"2025-12-22T12:11:37","date_gmt":"2025-12-22T12:11:37","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&p=9639"},"modified":"2025-12-22T12:12:05","modified_gmt":"2025-12-22T12:12:05","slug":"bank-of-india-atm-withdrawal-limit-charges-services-help-2026-guide","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/bank-of-india-atm-withdrawal-limit-charges-services-help-2026-guide\/","title":{"rendered":"Bank of India ATM \u2013 Withdrawal Limit, Charges, Services & Help (2026 Guide)"},"content":{"rendered":"\n

Bank of India (BOI) ATMs<\/strong> let customers withdraw cash and use basic banking services 24×7<\/strong> without visiting a branch. BOI ATMs accept BOI debit cards as well as most other bank cards across India.<\/p>\n\n\n\n

This guide explains BOI ATM services, daily withdrawal limits, charges, ATM PIN generation, and common issues<\/strong> in simple language.<\/p>\n\n\n\n

Quick Summary \u2013 Bank of India ATM<\/h2>\n\n\n\n
    \n
  • Bank:<\/strong> Bank of India (BOI)<\/li>\n\n\n\n
  • Availability:<\/strong> 24×7 (subject to cash & connectivity)<\/li>\n\n\n\n
  • Card types:<\/strong> BOI RuPay \/ Visa \/ Mastercard debit cards<\/li>\n\n\n\n
  • Other bank cards:<\/strong> Accepted<\/li>\n\n\n\n
  • Basic services:<\/strong> Free within limits<\/li>\n<\/ul>\n\n\n\n

    Services Available at Bank of India ATM<\/h2>\n\n\n\n

    Using a BOI ATM, you can:<\/p>\n\n\n\n

      \n
    • Withdraw cash<\/li>\n\n\n\n
    • Check account balance<\/li>\n\n\n\n
    • Get mini statement (recent transactions)<\/li>\n\n\n\n
    • Generate or change ATM PIN<\/li>\n\n\n\n
    • Transfer funds (select ATMs)<\/li>\n\n\n\n
    • Deposit cash (at BOI Cash Deposit Machines \u2013 CDM)<\/li>\n<\/ul>\n\n\n\n

      Bank of India ATM Cash Withdrawal Limits<\/h2>\n\n\n\n

      BOI Debit Card Daily Withdrawal Limit (Indicative)<\/h3>\n\n\n\n
      Card Type<\/th>Daily Limit<\/th><\/tr><\/thead>
      BOI Classic \/ RuPay<\/td>Up to \u20b940,000<\/td><\/tr>
      BOI Visa \/ Global<\/td>Up to \u20b950,000<\/td><\/tr>
      Premium Cards<\/td>Up to \u20b91 lakh (may vary)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

      Actual limits depend on debit card type and account profile. You can usually change limits via BOI net banking or mobile app<\/strong>, if enabled.<\/p>\n\n\n\n

      Bank of India ATM Charges (2026)<\/h2>\n\n\n\n

      BOI ATM \u2013 Own Bank<\/h3>\n\n\n\n
        \n
      • Cash withdrawal:<\/strong> Free (within free transaction limit)<\/li>\n\n\n\n
      • Balance enquiry:<\/strong> Free<\/li>\n<\/ul>\n\n\n\n

        Other Bank ATMs<\/h3>\n\n\n\n
          \n
        • Free transactions:<\/strong> As per RBI rules<\/li>\n\n\n\n
        • After free limit:<\/strong> Charges apply per transaction<\/li>\n<\/ul>\n\n\n\n

          Free ATM transaction count may vary by metro \/ non-metro location<\/strong>.<\/p>\n\n\n\n

          How to Generate or Change BOI ATM PIN<\/h2>\n\n\n\n

          Method 1: At BOI ATM<\/h3>\n\n\n\n
            \n
          1. Insert your BOI debit card<\/li>\n\n\n\n
          2. Select Create \/ Change PIN<\/strong><\/li>\n\n\n\n
          3. Enter account number and registered mobile number<\/li>\n\n\n\n
          4. Receive OTP on mobile<\/li>\n\n\n\n
          5. Set new ATM PIN<\/li>\n<\/ol>\n\n\n\n

            Method 2: Via BOI Net Banking<\/h3>\n\n\n\n
              \n
            • Login \u2192 Debit Card Services \u2192 Generate \/ Change PIN<\/li>\n<\/ul>\n\n\n\n

              Method 3: Via BOI Mobile App (if available)<\/h3>\n\n\n\n
                \n
              • Login \u2192 Card Services \u2192 ATM PIN<\/li>\n<\/ul>\n\n\n\n

                Bank of India Cash Deposit at ATM (CDM)<\/h2>\n\n\n\n

                At select BOI Cash Deposit Machines<\/strong>, you can:<\/p>\n\n\n\n

                  \n
                • Deposit cash instantly<\/li>\n\n\n\n
                • Receive printed receipt<\/li>\n\n\n\n
                • Amount is usually credited immediately or within a few hours<\/li>\n<\/ul>\n\n\n\n

                  Cash deposit facility is available only at selected locations.<\/p>\n\n\n\n

                  Common Bank of India ATM Problems & Solutions<\/h2>\n\n\n\n

                  1. Cash Debited but Not Received<\/h3>\n\n\n\n
                    \n
                  • Amount is usually auto-reversed within a few working days<\/li>\n\n\n\n
                  • If not, raise a complaint via BOI branch, net banking, or customer care<\/li>\n<\/ul>\n\n\n\n

                    2. ATM Card Blocked<\/h3>\n\n\n\n
                      \n
                    • Happens after multiple wrong PIN attempts<\/li>\n\n\n\n
                    • Reset ATM PIN or contact BOI customer care\/branch<\/li>\n<\/ul>\n\n\n\n

                      3. ATM Out of Cash<\/h3>\n\n\n\n
                        \n
                      • Try another BOI ATM nearby<\/li>\n\n\n\n
                      • Use maps or BOI app to locate ATMs<\/li>\n<\/ul>\n\n\n\n

                        Bank of India ATM Safety Tips<\/h2>\n\n\n\n
                          \n
                        • Never share your ATM PIN<\/li>\n\n\n\n
                        • Cover keypad while entering PIN<\/li>\n\n\n\n
                        • Avoid taking help from strangers<\/li>\n\n\n\n
                        • Collect cash and receipt before leaving<\/li>\n\n\n\n
                        • Block card immediately if lost or stolen<\/li>\n<\/ul>\n\n\n\n

                          Bank of India ATM FAQs<\/h2>\n\n\n
                          \n
                          \n
                          \n

                          Is BOI ATM open 24×7?<\/strong><\/h3>\n
                          \n\n

                          A. Yes, most BOI ATMs operate round the clock.<\/p>\n\n<\/div>\n<\/div>\n

                          \n

                          Can I use other bank debit cards at BOI ATM?<\/strong><\/h3>\n
                          \n\n

                          A. Yes, most bank debit cards are accepted.<\/p>\n\n<\/div>\n<\/div>\n

                          \n

                          How many free ATM transactions are allowed?<\/strong><\/h3>\n
                          \n\n

                          A. As per RBI guidelines; limits depend on location and bank policy.<\/p>\n\n<\/div>\n<\/div>\n

                          \n

                          Can I change my ATM withdrawal limit?<\/strong><\/h3>\n
                          \n\n

                          A. Yes, through BOI net banking, mobile app, or by visiting the branch.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n


                          Conclusion<\/h2><\/div>\n\n\n\n

                          Bank of India ATMs<\/strong> provide easy access to cash and essential banking services anytime. With wide card acceptance and reliable service, BOI ATMs are convenient for everyday banking needs.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-9639","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false,"web-stories-poster-portrait":false,"web-stories-publisher-logo":false,"web-stories-thumbnail":false},"uagb_author_info":{"display_name":"Sanjit Chakrabortty","author_link":"https:\/\/lemonn.co.in\/blog\/author\/"},"uagb_comment_info":0,"uagb_excerpt":"Bank of India (BOI) ATMs let customers withdraw cash and use basic banking services 24×7 without visiting a branch. BOI ATMs accept BOI debit cards as well as most other bank cards across India. This guide explains BOI ATM services, daily withdrawal limits, charges, ATM PIN generation, and common issues in simple language. Quick Summary…","_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/9639","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=9639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}