{"id":8341,"date":"2025-08-12T09:49:54","date_gmt":"2025-08-12T09:49:54","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=8341"},"modified":"2025-08-12T09:49:57","modified_gmt":"2025-08-12T09:49:57","slug":"jk-bank-recurring-deposit-rd-interest-rates-2025","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/jk-bank-recurring-deposit-rd-interest-rates-2025\/","title":{"rendered":"J&#038;K Bank Recurring Deposit (RD) Interest Rates\u00a02025"},"content":{"rendered":"\n<p>J&amp;K Bank\u2019s RD rates mirror its FD rates for comparable tenures. One\u2011year RDs offer around <strong>7.05&nbsp;%<\/strong> (general), with senior citizens receiving slightly higher rates. Tenures extend up to 10&nbsp;years. The minimum monthly instalment is typically \u20b9100. Verify the latest RD rates and penalty policies on the bank\u2019s website.<\/p>\n\n\n\n<h2 id='j-k-bank-rd-rate-snapshot'  id=\"boomdevs_1\" class=\"wp-block-heading\">J&amp;K Bank RD Rate Snapshot<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Tenure<\/th><th>Approx. RD rate<\/th><\/tr><\/thead><tbody><tr><td>1&nbsp;year<\/td><td>7.05&nbsp;%<\/td><\/tr><tr><td>3&nbsp;years<\/td><td>6.75&nbsp;%<\/td><\/tr><tr><td>5&nbsp;years<\/td><td>6.50&nbsp;%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Investors should ensure timely instalments to avoid penalties.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-8341","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/8341","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}