{"id":8335,"date":"2025-08-12T09:48:06","date_gmt":"2025-08-12T09:48:06","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=8335"},"modified":"2025-08-12T09:48:06","modified_gmt":"2025-08-12T09:48:06","slug":"idfc-first-bank-recurring-deposit-rd-interest-rates-2025","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/idfc-first-bank-recurring-deposit-rd-interest-rates-2025\/","title":{"rendered":"IDFC First Bank Recurring Deposit (RD) Interest Rates\u00a02025"},"content":{"rendered":"\n<p>IDFC First Bank offers RDs with rates aligned to its FDs. One\u2011year RD rates were around <strong>7.25&nbsp;%<\/strong>, while five\u2011year RDs paid around <strong>6.75&nbsp;%<\/strong>. Senior citizens are offered an additional 0.50&nbsp;%. The minimum monthly deposit is usually \u20b9100. Confirm current RD interest rates and the penalty for delayed instalments before opening an account.<\/p>\n\n\n\n<h2 id='idfc-first-bank-rd-rate-snapshot'  id=\"boomdevs_1\" class=\"wp-block-heading\">IDFC First Bank RD Rate Snapshot<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Tenure<\/th><th>Approx. RD rate<\/th><\/tr><\/thead><tbody><tr><td>1&nbsp;year<\/td><td>7.25&nbsp;%<\/td><\/tr><tr><td>3&nbsp;years<\/td><td>7.00&nbsp;%<\/td><\/tr><tr><td>5&nbsp;years<\/td><td>6.75&nbsp;%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Contact IDFC First Bank for updated rates and deposit conditions.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-8335","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/8335","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8335"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}