{"id":8325,"date":"2025-08-12T09:43:51","date_gmt":"2025-08-12T09:43:51","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=8325"},"modified":"2025-08-12T09:45:08","modified_gmt":"2025-08-12T09:45:08","slug":"utkarsh-small-finance-bank-fixed-deposit-fd-interest-rates-2025","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/utkarsh-small-finance-bank-fixed-deposit-fd-interest-rates-2025\/","title":{"rendered":"Utkarsh Small Finance Bank Fixed Deposit (FD) Interest Rates\u00a02025"},"content":{"rendered":"\n<p>Utkarsh Small Finance Bank provides some of the highest FD rates among small finance banks. For one\u2011year deposits, rates were around <strong>7.75\u00a0%<\/strong> for regular customers and around <strong>8.25\u00a0%<\/strong> for seniors. Longer tenures (5\u00a0years) offered around <strong>7.00\u00a0%<\/strong>. Minimum deposit amounts are usually \u20b91,000. Confirm the latest rate card and compounding frequency before investing.<\/p>\n\n\n\n<h2 id='utkarsh-sfb-fd-rate-snapshot'  id=\"boomdevs_1\" class=\"wp-block-heading\">Utkarsh SFB FD Rate Snapshot<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Tenure<\/th><th>Approximate general rate<\/th><th>Senior citizen rate<\/th><\/tr><\/thead><tbody><tr><td>1&nbsp;year<\/td><td>7.75\u00a0%<\/td><td>8.25&nbsp;%<\/td><\/tr><tr><td>3&nbsp;years<\/td><td>7.25&nbsp;%<\/td><td>7.75&nbsp;%<\/td><\/tr><tr><td>5&nbsp;years<\/td><td>7.00\u00a0%<\/td><td>7.50&nbsp;%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Utkarsh SFB is regulated by RBI and offers deposit insurance. However, always assess the bank\u2019s financial health and your risk tolerance before placing large deposits.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-8325","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/8325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}