{"id":8316,"date":"2025-08-12T09:37:55","date_gmt":"2025-08-12T09:37:55","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=8316"},"modified":"2025-08-12T09:37:55","modified_gmt":"2025-08-12T09:37:55","slug":"saraswat-bank-fixed-deposit-fd-interest-rates-2025","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/saraswat-bank-fixed-deposit-fd-interest-rates-2025\/","title":{"rendered":"Saraswat Bank Fixed Deposit (FD) Interest Rates\u00a02025"},"content":{"rendered":"\n<p>Saraswat Co\u2011operative Bank provides attractive rates to its members. Around mid\u20112025, interest rates varied from <strong>4.00\u00a0% to 7.50\u00a0%<\/strong> for general customers. A 16\u2011month deposit offered <strong>7.50\u00a0%<\/strong> for general investors and <strong>8.00\u00a0%<\/strong> for senior citizens.<\/p>\n\n\n\n<h2 id='saraswat-bank-fd-rates'  id=\"boomdevs_1\" class=\"wp-block-heading\">Saraswat Bank FD Rates<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Tenure<\/th><th>General rate<\/th><th>Senior citizen rate<\/th><\/tr><\/thead><tbody><tr><td>1&nbsp;year<\/td><td>7.00\u00a0%<\/td><td>7.50&nbsp;%<\/td><\/tr><tr><td>16&nbsp;months<\/td><td><strong>7.50\u00a0%<\/strong><\/td><td><strong>8.00&nbsp;%<\/strong><\/td><\/tr><tr><td>24&nbsp;months<\/td><td>7.25\u00a0%<\/td><td>7.75&nbsp;%<\/td><\/tr><tr><td>36&nbsp;months<\/td><td>7.00\u00a0%<\/td><td>7.50&nbsp;%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>As Saraswat is a co\u2011operative bank, confirm membership requirements and deposit insurance before investing. Rates and special schemes may change during the year.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-8316","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/8316","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8316"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}