{"id":8312,"date":"2025-08-12T09:35:00","date_gmt":"2025-08-12T09:35:00","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=8312"},"modified":"2025-08-12T09:35:01","modified_gmt":"2025-08-12T09:35:01","slug":"bank-of-maharashtra-fixed-deposit-fd-interest-rates-2025","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/bank-of-maharashtra-fixed-deposit-fd-interest-rates-2025\/","title":{"rendered":"Bank of Maharashtra Fixed Deposit (FD) Interest Rates\u00a02025"},"content":{"rendered":"\n<p>Bank of Maharashtra\u2019s domestic FDs provide modest returns. For deposits under \u20b92\u00a0crore, interest rates were between <strong>3.00\u00a0% and 5.25\u00a0%<\/strong> around mid\u20112025. Senior citizens received an additional 0.50\u00a0% for tenures over 91\u00a0days. The bank offers special schemes like Mahalakshmi Term Deposit, Maha Saraswati for minors, and a Tax\u2011saving Term Deposit.<\/p>\n\n\n\n<h2 id='bank-of-maharashtra-fd-rates-deposits-<\u20b92-crore'  id=\"boomdevs_1\" class=\"wp-block-heading\">Bank of Maharashtra FD Rates (Deposits &lt;\u20b92&nbsp;Crore)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Tenure<\/th><th>Rate (general)<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>7&nbsp;days&nbsp;\u2013&nbsp;45&nbsp;days<\/td><td>3.00\u00a0%<\/td><td><\/td><\/tr><tr><td>181&nbsp;days&nbsp;\u2013&nbsp;&lt;1&nbsp;year<\/td><td>4.50\u00a0%<\/td><td><\/td><\/tr><tr><td>1&nbsp;year<\/td><td>5.25\u00a0%<\/td><td><\/td><\/tr><tr><td>2&nbsp;years&nbsp;\u2013&nbsp;3&nbsp;years<\/td><td>5.00\u00a0%<\/td><td><\/td><\/tr><tr><td>5&nbsp;years<\/td><td>5.25\u00a0%<\/td><td>Tax\u2011saving FD option<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Bank of Maharashtra\u2019s FD rates are lower than those of private banks and small finance banks. Investors may consider them for safety and government backing but should compare returns with other options.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-8312","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/8312","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8312"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}