{"id":8311,"date":"2025-08-12T09:34:16","date_gmt":"2025-08-12T09:34:16","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=8311"},"modified":"2025-08-12T09:34:16","modified_gmt":"2025-08-12T09:34:16","slug":"idfc-first-bank-fixed-deposit-fd-interest-rates-2025","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/idfc-first-bank-fixed-deposit-fd-interest-rates-2025\/","title":{"rendered":"IDFC First Bank Fixed Deposit (FD) Interest Rates\u00a02025"},"content":{"rendered":"\n<p>IDFC First Bank offers competitive rates on retail FDs. For deposits below \u20b93\u00a0crore, general customers could earn <strong>3.00\u00a0%\u20137.90\u00a0%<\/strong> per annum around mid\u20112025, with senior citizens receiving up to <strong>8.40\u00a0%<\/strong>. The highest rate of <strong>7.90\u00a0%<\/strong> applied to the <strong>400\u2013500\u00a0days<\/strong> tenor.<\/p>\n\n\n\n<h2 id='idfc-first-bank-fd-rates-deposits-<\u20b93-crore'  id=\"boomdevs_1\" class=\"wp-block-heading\">IDFC First Bank FD Rates (Deposits &lt;\u20b93&nbsp;Crore)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Tenure<\/th><th>General rate<\/th><th>Senior citizen rate<\/th><\/tr><\/thead><tbody><tr><td>7&nbsp;days&nbsp;\u2013&nbsp;90&nbsp;days<\/td><td>3.00\u00a0%\u20134.50\u00a0%<\/td><td>+0.50&nbsp;%<\/td><\/tr><tr><td>181&nbsp;days&nbsp;\u2013&nbsp;1&nbsp;year<\/td><td>5.75\u00a0%<\/td><td>6.25&nbsp;%<\/td><\/tr><tr><td>400&nbsp;days&nbsp;\u2013&nbsp;500&nbsp;days<\/td><td><strong>7.90\u00a0%<\/strong><\/td><td><strong>8.40&nbsp;%<\/strong><\/td><\/tr><tr><td>501&nbsp;days&nbsp;\u2013&nbsp;&lt;3&nbsp;years<\/td><td>7.25\u00a0%<\/td><td>7.75&nbsp;%<\/td><\/tr><tr><td>3&nbsp;years&nbsp;\u2013&nbsp;10&nbsp;years<\/td><td>7.00\u00a0%<\/td><td>7.50&nbsp;%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>IDFC First Bank also offers higher rates on bulk deposits and a separate super senior citizen rate for those aged 80&nbsp;years and above. Confirm rates with the bank before booking.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-8311","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/8311","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8311"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}