{"id":8310,"date":"2025-08-12T09:33:31","date_gmt":"2025-08-12T09:33:31","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=8310"},"modified":"2025-08-12T09:33:32","modified_gmt":"2025-08-12T09:33:32","slug":"jammu-and-kashmir-bank-fixed-deposit-fd-interest-rates-2025","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/jammu-and-kashmir-bank-fixed-deposit-fd-interest-rates-2025\/","title":{"rendered":"Jammu and Kashmir Bank Fixed Deposit (FD) Interest Rates\u00a02025"},"content":{"rendered":"\n<p>Jammu and Kashmir Bank (J&amp;K Bank) offers FDs to residents and non\u2011residents. For deposits below \u20b92\u00a0crore, rates ranged from <strong>3.50\u00a0% to 7.05\u00a0%<\/strong> as of July\u00a02025. The highest rate of <strong>7.05\u00a0%<\/strong> was available on <strong>1\u2011year<\/strong> deposits. The bank also paid <strong>7.00\u00a0%<\/strong> for tenures between 2\u00a0years and 3\u00a0years.<\/p>\n\n\n\n<h2 id='j-k-bank-fd-rates-deposits-<\u20b92-crore'  id=\"boomdevs_1\" class=\"wp-block-heading\">J&amp;K Bank FD Rates (Deposits &lt;\u20b92&nbsp;Crore)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Tenure<\/th><th>General rate<\/th><th>Notes<\/th><\/tr><\/thead><tbody><tr><td>7&nbsp;days&nbsp;\u2013&nbsp;45&nbsp;days<\/td><td>3.50\u00a0%<\/td><td>Short\u2011term<\/td><\/tr><tr><td>181&nbsp;days&nbsp;\u2013&nbsp;&lt;1&nbsp;year<\/td><td>5.50\u00a0%<\/td><td><\/td><\/tr><tr><td>1&nbsp;year<\/td><td><strong>7.05\u00a0%<\/strong><\/td><td>Highest rate<\/td><\/tr><tr><td>2&nbsp;years&nbsp;\u2013&nbsp;3&nbsp;years<\/td><td>7.00\u00a0%<\/td><td><\/td><\/tr><tr><td>5&nbsp;years<\/td><td>6.20\u00a0%<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>J&amp;K Bank provides a nomination facility and allows premature withdrawal with penalty. Always verify the latest rates and read the deposit\u2019s terms and conditions before investing.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-8310","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/8310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}