{"id":8304,"date":"2025-08-12T09:24:39","date_gmt":"2025-08-12T09:24:39","guid":{"rendered":"https:\/\/lemonn.co.in\/blog\/?post_type=banking&#038;p=8304"},"modified":"2025-08-12T09:24:39","modified_gmt":"2025-08-12T09:24:39","slug":"kotak-mahindra-bank-fixed-deposit-fd-interest-rates-2025","status":"publish","type":"banking","link":"https:\/\/lemonn.co.in\/blog\/banking\/kotak-mahindra-bank-fixed-deposit-fd-interest-rates-2025\/","title":{"rendered":"Kotak Mahindra Bank Fixed Deposit (FD) Interest Rates\u00a02025"},"content":{"rendered":"\n<p>Kotak Mahindra Bank offers FDs with tenures ranging from 7\u00a0days to 10\u00a0years. For deposits below \u20b93\u00a0crore, general customers earned between <strong>2.75\u00a0% and 7.40\u00a0%<\/strong> p.a. around mid\u20112025, with senior citizens receiving up to <strong>8.14\u00a0%<\/strong> on certain tenures. The special <strong>390\u2011day<\/strong> deposit provided approximately <strong>7.40\u00a0%<\/strong> for general customers and <strong>7.82\u00a0%<\/strong> for senior citizens.<\/p>\n\n\n\n<h2 id='kotak-bank-fd-rates-deposits-<\u20b93-crore'  id=\"boomdevs_1\" class=\"wp-block-heading\">Kotak Bank FD Rates (Deposits &lt;\u20b93&nbsp;Crore)<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Tenure<\/th><th>General rate<\/th><th>Senior citizen rate<\/th><\/tr><\/thead><tbody><tr><td>7&nbsp;days&nbsp;\u2013&nbsp;14&nbsp;days<\/td><td>2.75\u00a0%<\/td><td>3.25&nbsp;%<\/td><\/tr><tr><td>1&nbsp;year<\/td><td>6.80\u00a0%<\/td><td>7.30&nbsp;%<\/td><\/tr><tr><td>390&nbsp;days (special)<\/td><td>7.40\u00a0%<\/td><td>7.82&nbsp;%<\/td><\/tr><tr><td>2&nbsp;years<\/td><td>6.40\u00a0%<\/td><td>6.90&nbsp;%<\/td><\/tr><tr><td>3\u201310&nbsp;years<\/td><td>6.20\u00a0%<\/td><td>6.70&nbsp;%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Kotak also offers higher rates on bulk deposits (above \u20b93&nbsp;crore) and special senior citizen schemes. Ensure you check the bank\u2019s website for the latest rate slab before booking an FD.<\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-8304","banking","type-banking","status-publish","hentry"],"blocksy_meta":[],"_links":{"self":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking\/8304","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/banking"}],"about":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/types\/banking"}],"wp:attachment":[{"href":"https:\/\/lemonn.co.in\/blog\/wp-json\/wp\/v2\/media?parent=8304"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}